545 Republic Ave, Elburn, IL 60119 Property Records

Kane County property record for 545 Republic Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,626 sqft
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$371,000 (Mar 2005)
Tax Bill	$11,086 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-08-184-004`

Property Details

APN / Parcel Number

Primary APN	`11-08-184-004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,626 sqft Living Area
Basement Area	1,698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,200 sqft (0.234 acres)
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	545 REPUBLIC AVE
City	ELBURN
State	IL
Zip	60119-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBERRY CREEK SUB UNIT NO 6 LOT 178
Legal Subdivision	BLACKBERRY CREEK SUB
Legal Block	2
Legal Lot Number	178
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	2
Census Block	2013
Census Tract	854507

Owner

545 Republic Ave is owned and occupied by two individuals who bought it in March 2005.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 REPUBLIC AVE, ELBURN, IL 60119-9502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2005 · Amount on File
Deed Sale	Mar 22, 2005 · Amount on File
Deed Document Number	200531595
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 12, 2026
Property Address	545 REPUBLIC AVE, ELBURN, IL 60119-9502
Document Number	0000024424
Instrument Date	Jun 6, 2026
Instrument	202624424
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	545 REPUBLIC AVE, ELBURN, IL 60119-9502

Mortgage

Document Number	0000024424,
Date	Jun 12, 2026
Instrument	202624424

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 20, 2046

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 545 Republic Ave was $11,086 with a homeowner's exemption, up 3.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,086.00 (+3.8%) Homeowner's exemption	$144,197 (+8.89%) Land $20,387 Building $123,810	$432,764 (+8.89%) Land $61,185 Building $371,579
2024	$10,680.00	$132,425 Land $18,723 Building $113,702	$397,434 Land $56,191 Building $341,242
2022	$9,885.00 (+3.8%) Homeowner's exemption	$109,932 (+4.48%) Land $15,508 Building $94,424	$329,796 (+4.48%) Land $46,524 Building $283,272
2021	$9,523.00 Homeowner's exemption	$105,218 Land $14,843 Building $90,375	$315,654 Land $44,529 Building $271,125

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Republic Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Republic Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20