545 Ray Edwards Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 545 Ray Edwards Rd, Saint Augustine, FL 32086 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,472 sqft Living Area
Lot Size82,764 sqft (1.9 acres)
OccupancyOwner Occupied
Last Sale$82,750 (2020)
Tax Bill$2,045.00 (2025)

Property Details

APN / Parcel Number

Primary APN137220-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,472 sqft Living Area
Gross Area1,926 sqft Gross Area
1st Floor1,472 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area82,764 sqft (1.9 acres)
Deck Area341 sqft Deck
Patio Area160 sqft Patio
Porch Area854 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address545 RAY EDWARDS RD
CitySAINT AUGUSTINE
StateFL
Zip32086-5832
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description11-11 PT OF GL 2 480 X 258FT (EX E169.0 7FT IN OR846/735) OR4457/1216 & 5135/1902
Legal Range29E
Legal Township08S
Legal Section13
Legal Lot Number11-11
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup1
Census Block1018
Census Tract21207

Owner

Source: St. Johns County records · APN 137220-0110

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address545 RAY EDWARDS RD, SAINT AUGUSTINE, FL 32086-5832
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Nov 02, 2017Warranty Deed, Transfer
NATIONAL BK/COMMERCE
Feb 06, 2017Grant Deed, Transfer · Line of Credit
NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2020 · Amount on Record
Deed SaleDec 28, 2020 · Amount on Record
Prior SaleNov 02, 2017 · Amount on Record
Deed Doc Number2020118593
Deed Book / Page5135 / 1902
Prior Transfer DateMar 23, 2006
Prior Transfer Doc0026781679
Record RefreshedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 28, 2020
Property Address545 RAY EDWARDS RD, SAINT AUGUSTINE, FL 32086-5832
Document Number0051351902
Book / Page5135 / 1902
Instrument DateDec 22, 2020
Instrument2020118593
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
Tax$579.25
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 RAY EDWARDS RD, SAINT AUGUSTINE, FL 32086-5832

Mortgage

Document Number0051351904
DateDec 28, 2020
Instrument5135/1904
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 02, 2017
Property Address545 RAY EDWARDS RD, SAINT AUGUSTINE, FL 32086-5832
Document Number0044571216
Book / Page004457 / 001216
Instrument DateOct 26, 2017
Instrument74412
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyACTION TITLE SVCS/ST JOHNS CNT

Transaction

AmountAmount Recorded
Tax$424.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address545 RAY EDWARDS RD ST AUGUSTINE FL 320865832, ST AUGUSTINE, FL 32086-5832

Mortgage

Document Number44571218
DateNov 02, 2017
Book Page004457/001218
Instrument74413
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressBIRMINGHAM, AL 35223
Agreement
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateFeb 06, 2017
Property Address545 RAY EDWARDS RD, SAINT AUGUSTINE, FL 32086-5832
Document Number0043271641
Book / Page00432 / 001641
Instrument DateFeb 02, 2017
Instrument8969
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyACTION TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,231.01
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address545 RAY EDWARDS RD ST AUGUSTINE FL 320865832, ST AUGUSTINE, FL 32086-5832

Mortgage

Document Number43271663
DateFeb 06, 2017
Book Page004327/001663
Instrument8971
Lender
NameNATIONAL BK/COMMERCE
TypeBank
AddressSAINT AUGUSTINE, FL 32080
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$170,290 (+2.7%)$393,403 (+1.43%) Land $136,211 Building $257,192
2025$2,045.00 (+14.95%) Homeowner's exemption$165,813 (+5.99%)$387,853 (-4.56%) Land $136,211 Building $251,642
2024$1,779.00 (+2.24%)
2023$1,740.00 (+3.76%) Homeowner's exemption$156,447 (+3%)$406,401 (+34.03%) Land $127,300 Building $279,101
2022$1,677.00 Homeowner's exemption$151,890$303,221 Land $95,760 Building $207,461

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 592 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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