Cameron County property record for 545 Rancho Perdido, Olmito, TX 78575
| Property Type | Single Family Home |
|---|---|
| Details | 2,757 sqft · built 1997 |
| Lot Size | 0.377 acres (16,425 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,850 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 776100-0020-006000 |
| Primary APN | 776100-0020-006000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,757 sqft Living Area |
| Gross Area | 3,263 sqft |
| 1st Floor Area | 2,757 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Lot Area | 16,425 sqft (0.377 acres) |
| Lot Dimensions | 146 ft deep x 113 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 195 sqft |
| Street Address | 545 RANCHO PERDIDO |
|---|---|
| City | OLMITO |
| State | TX |
| Zip | 78575-9405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | ABST 2- RANCHO PERDIDO LOT 6 BLK 2 |
| Legal Subdivision | RANCHO PERDIDO SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CAMERON TX |
| Township / Civil Division | BROWNSVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 12506 |
545 Rancho Perdido is owned and occupied by two individuals.
Source: Cameron County records, as of August 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 RANCHO PERDIDO, OLMITO, TX 78575-9405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2017 | Deed of Trust, Mortgage · Line of Credit DITECH FINANCIAL LLC |
| Jul 24, 2017 | Deed of Trust, Mortgage · Line of Credit DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 545 RANCHO PERDIDO, OLMITO, TX 78575-9405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 22762/128 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 22762/128 |
| Instrument | 2017-00028463 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMERON TX |
| Property Address | 545 RANCHO PERDIDO, OLMITO, TX 78575-9405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 22762/142 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 22762/142 |
| Instrument | 2017-00028464 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | TAMPA, FL 33601 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 545 Rancho Perdido was $4,850 with a homeowner's exemption.
Source: Cameron County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cameron County |
| Unified School District | Brownsville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,497 (+1%) | $358,222 (+15.73%) Land $120,724 Building $237,498 | |
| 2025 | $4,850.00 Homeowner's exemption | $309,543 Land $68,985 Building $240,558 | $309,543 Land $68,985 Building $240,558 |
| 2023 | $4,372.00 (-11.87%) Homeowner's exemption Additional exemption filed | $283,000 Land $68,985 Building $214,015 | $283,000 Land $68,985 Building $214,015 |
| 2022 | $4,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Rancho Perdido in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Rancho Perdido is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.1% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY MUD 2 RANCHO VIEJO serves 3,644 people · EPA ID TX0310059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| RGV Communications Fixed Wireless | 100 / 100 |
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