Indian River County property record for 545 Point Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,642 sqft · built 1972 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $273,400 (Nov 2020) |
| Tax Bill | $11,214 (2025) |
| Deeds & Mortgages | Nov 2020 Sale Mar 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 33-40-05-00011-0000-00022.0 |
| Primary APN | 33-40-05-00011-0000-00022.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,642 sqft Living Area |
| Gross Area | 3,266 sqft |
| 1st Floor Area | 2,642 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Tile |
| Lot Area | 26,136 sqft (0.6 acres) |
| Lot Dimensions | 154 ft deep x 144 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 320 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 166 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 545 POINT LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | INDIAN BAY POINT LOT 22 PBI 7-48 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 05 |
| Legal Subdivision | INDIAN BAY POINT |
| Legal Lot Number | 22 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 50508 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 POINT LN, VERO BEACH, FL 32963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 4, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Prior Sale | Mar 25, 2019 · Amount on Record |
| Deed Document Number | 202066566 |
| Deed Book / Page | 3353 / 2495 |
| Prior Transfer Date | Nov 2, 2020 |
| Prior Transfer Doc | 0033532495 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Nov 4, 2020 |
| Property Address | 545 POINT LN, VERO BEACH, FL 32963 |
| Document Number | 0033532496 |
| Book / Page | 003353 / 002496 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 66566 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,913.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11720 S LAMON AVE ALSIP IL 608032806, ALSIP, IL 60803-2806 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 545 POINT LN, VERO BEACH, FL 32963 |
| Document Number | 0031931513 |
| Book / Page | 3193 / 1513 |
| Map Reference | MB 7 PG 48 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 3120190017388 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3676 WATERCREST DR, 3676, LONGWOOD, FL 32779-2355 |
| Name | Verified Name |
|---|---|
| Address | 11720 S LAMON AVE, ALSIP, IL 60803-2806 |
| Document Number | 3120190017389 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 3120190017389 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,214.00 (+16.42%) | $855,239 (+6.77%) Land $388,872 Building $466,367 | $855,239 (+6.77%) Land $388,872 Building $466,367 |
| 2023 | $9,632.00 (+14.15%) | $801,020 (+20.05%) Land $369,903 Building $431,117 | $801,020 (+20.05%) Land $369,903 Building $431,117 |
| 2022 | $8,438.00 | $667,249 Land $355,677 Building $311,572 | $667,249 Land $355,677 Building $311,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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