545 Pini Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 545 Pini Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1940
Lot Size	2.07 acres (90,563 sqft)
Owner	Trust Name on File
Last Sale	$1,486,500 (Apr 2022)
Tax Bill	$18,625 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Dec 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`412-012-036-000`

Property Details

APN / Parcel Number

Primary APN	`412-012-036-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	90,563 sqft

Location & Zoning

Street Address	545 PINI RD
City	ROYAL OAKS
State	CA
Zip	95076-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSRS SUB B OF SE1/4 OF SE1/4 SEC23 T12 R2 2 AC
Legal Subdivision	ASSRS SUB
Legal Tract	12
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	3
Census Block	3000
Census Tract	14601

Owner

545 Pini Rd is held in a trust since July 2022.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	545 PINI RD, ROYAL OAKS, CA 95076-5718
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2017	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Jul 28, 2022	Intrafamily Transfer, Transfer
Apr 28, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Dec 9, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 4, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY
Oct 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on File
Deed Sale	Apr 28, 2022 · Amount on File
Prior Sale	Mar 4, 2015 · Amount on File
Deed Document Number	202220208
Last Transfer Date	Jul 1, 2022
Transfer Doc	0000032330
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	545 PINI RD, ROYAL OAKS, CA 95076-5718
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031568
Date	Jun 15, 2017
Instrument	2017031568

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	545 PINI RD, ROYAL OAKS, CA 95076-5718
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 GRANITE WAY, APTOS, CA 95003-4094

Mortgage

Document Number	0000085744
Date	Dec 28, 2021
Instrument	2021085744

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 28, 2022
Property Address	545 PINI RD, ROYAL OAKS, CA 95076-5718
Document Number	0000032330
Instrument Date	Jul 16, 2022
Instrument	2022032330
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 PINI RD, ROYAL OAKS, CA 95076-5718

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 28, 2022
Property Address	545 PINI RD, ROYAL OAKS, CA 95076-5718
Document Number	0000020208
Instrument Date	Mar 30, 2022
Instrument	2022020208
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 PINI RD, ROYAL OAKS, CA 95076-5718

Mortgage

Document Number	0000020209
Date	Apr 28, 2022
Instrument	2022020209

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	8.25%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 9, 2019
Property Address	545 PINI RD, ROYAL OAKS, CA 95076-5718
Document Number	0000058259
Instrument Date	Nov 18, 2019
Instrument	58259
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	545 PINI RD ROYAL OAKS CA 950765718, ROYAL OAKS, CA 95076-5718

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 4, 2019
Property Address	545 PINI RD, ROYAL OAKS, CA 95076-5718
Document Number	0000057237
Instrument Date	Nov 18, 2019
Instrument	57237
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 PINI RD ROYAL OAKS CA 950765718, ROYAL OAKS, CA 95076-5718

Mortgage

Document Number	57238
Date	Dec 4, 2019
Instrument	57238

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 5, 2017
Property Address	545 PINI RD, ROYAL OAKS, CA 95076-5718
Document Number	0000054878
Instrument Date	Sep 28, 2017
Instrument	54878
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1597 APTOS CA 950011597, APTOS, CA 95001-1597

Tax Assessment & Valuation

The 2025 property tax bill for 545 Pini Rd was $18,625.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,608,600 (+2%) Land $865,945 Building $742,655
2025	$18,625.00	$1,577,060 Land $848,966 Building $728,094
2023	$16,566.00 (+97.92%)	$1,515,822 Land $816,000 Building $699,822
2022	$8,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 545 Pini Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Pini Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pini Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures