545 Pine Top Trl, Bethlehem, PA 18017 Property Records

Northampton County property record for 545 Pine Top Trl, Bethlehem, PA 18017

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,966 sqft · built 1960
Lot Size	0.598 acres (26,092 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2021)
Tax Bill	$908 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4962-12-3796-5503`

Property Details

APN / Parcel Number

Primary APN	`4962-12-3796-5503`
Alternative APN	`M6SE2 2 12 0204`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Modern
Exterior Material	Other
Lot Area	26,092 sqft (0.598 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 PINE TOP TRL
City	BETHLEHEM
State	PA
Zip	18017-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	DIST:04 CITY/MUNI/TWP:BETHLEHEM CITY
Legal Subdivision	EAST PINE TOP PLAN
Legal Block	2
Legal Lot Number	12
Jurisdiction	NORTHAMPTON PA
Township / Civil Division	BETHLEHEM
Census Block Group	1
Census Block	1014
Census Tract	10200

Owner

545 Pine Top Trl is owned and occupied by an individual who bought it in March 2021.

Source: Northampton County records, as of March 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	545 PINE TOP TRL, BETHLEHEM, PA 18017-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit EMBASSY BANK FOR THE LEHIGH VALLEY
Mar 10, 2021	Deed, Transfer · Stand-Alone First Mortgage EMBASSY BANK FOR THE LEHIGH VALLEY
Jan 31, 2018	Deed, Transfer · Conventional Mortgage AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021 · Amount on File
Deed Sale	Mar 10, 2021 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	021-189479
Deed Book / Page	2021-1 / 89479
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON PA
Property Address	545 PINE TOP TRL, BETHLEHEM, PA 18017-1830
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 PINE TOP TRL, BETHLEHEM, PA 18017-1830

Mortgage

Document Number	0000027189
Date	Aug 18, 2022
Book Page	2022-1/231460
Instrument	2022027189

Lender

Name	EMBASSY BANK FOR THE LEHIGH VALLEY
Type	Bank
Address	LEHIGH VALLEY, PA 18002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Mar 10, 2021
Property Address	545 PINE TOP TRL, BETHLEHEM, PA 18017-1830
Document Number	0000010163
Book / Page	2021-1 / 89479
Map Reference	VOL 13 PG 59
Instrument Date	Mar 9, 2021
Instrument	2021010163
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	VAST ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	545 PINE TOP TRL, BETHLEHEM, PA 18017-1830

Mortgage

Document Number	0000010164
Date	Mar 10, 2021
Instrument	2021010164

Lender

Name	EMBASSY BANK FOR THE LEHIGH VALLEY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHAMPTON PA
Recording Date	Jan 31, 2018
Property Address	545 PINE TOP TRL, BETHLEHEM, PA 18017-1830
Document Number	0000002701
Book / Page	2018-1 / 020463
Map Reference	VOL 13 PG 59
Instrument Date	Jan 31, 2018
Instrument	2018002701
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 N 30TH ST, ALLENTOWN, PA 18104-5301

Mortgage

Document Number	0000002702
Date	Jan 31, 2018
Instrument	2018002702

Lender

Name	AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 545 Pine Top Trl was $908.

Source: Northampton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bethlehem City
County	Northampton County
Unified School District	Bethlehem Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$908.00	$84,100 Land $43,800 Building $40,300
2024	$7,433.00	$84,100 Land $43,800 Building $40,300
1995			$168,200 Land $87,600 Building $80,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Pine Top Trl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2004–2020)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Pine Top Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BETHLEHEM serves 117,259 people · EPA ID PA3480046
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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