545 Pheasant Trl, Saint Charles, IL 60174 Property Records

DuPage County property record for 545 Pheasant Trl, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,901 sqft · built 1998
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$207,000 (Sep 2009)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-30-103-028`

Property Details

APN / Parcel Number

Primary APN	`01-30-103-028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,901 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 PHEASANT TRL
City	SAINT CHARLES
State	IL
Zip	60174-8845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1ST RESUB OF PHEASANT RUN TRAILS PHASE 1 ALL
Legal Subdivision	1ST RESUB OF PHEASANT RUN TRAILS PHASE 1
Legal Phase	1
Legal Lot Number	18
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1042
Census Tract	841313

Owner

545 Pheasant Trl is owned and occupied by two individuals who acquired it in October 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 PHEASANT TRL, SAINT CHARLES, IL 60174-8845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 23, 2017	Warranty Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2009 · Amount on File
Deed Sale	Sep 30, 2009 · Amount on File
Prior Sale	Dec 23, 2004 · Amount on File
Deed Document Number	2009149534
Last Transfer Date	Oct 3, 2022
Transfer Doc	0000092676
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Oct 12, 2022
Property Address	545 PHEASANT TRL, ST CHARLES, IL 60174-8845
Document Number	0000092676
Map Reference	DOC R98-002928
Instrument Date	Oct 3, 2022
Instrument	R2022-092676
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	545 PHEASANT TRL, SAINT CHARLES, IL 60174-8845
Investor	Possibly a Property Investor

Mortgage

Document Number	0000092677
Date	Oct 12, 2022
Instrument	R2022-092677

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	545 PHEASANT TRL, ST CHARLES, IL 60174-8845
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025049
Date	Feb 16, 2021
Instrument	R2021-025049

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 23, 2017
Property Address	545 PHEASANT TRL, ST CHARLES, IL 60174-8845
Document Number	0000050351
Instrument Date	May 3, 2017
Instrument	50351
Transaction Type	Transfer
Record Updated	Jun 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	867 PHEASANT TAIL ST CHARLES IL 60174, ST CHARLES, IL 60174

Mortgage

Document Number	50352
Date	May 23, 2017
Instrument	50352

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 22, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 545 Pheasant Trl was $6,180 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,180.00	$97,465 Land $21,410 Building $76,055	$292,395 Land $64,230 Building $228,165
2022	$5,477.00 Homeowner's exemption	$75,610 Land $16,610 Building $59,000	$226,830 Land $49,830 Building $177,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Pheasant Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Pheasant Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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