545 Palmdale Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 545 Palmdale Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,609 sqft · built 1980
Lot Size	0.277 acres (12,057 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,500 (Nov 2001)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2025 Reverse Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-0880-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-0880-6`
Alternative APNs	`09-28-16-23925-000-1640` `281609239250001640` `162809239250001640` `R98064`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,609 sqft Living Area
Gross Area	3,166 sqft
1st Floor Area	2,609 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,057 sqft (0.277 acres)
Lot Dimensions	110 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	28 sqft
Deck Area	628 sqft
Patio Area	628 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R98064
Street Address	545 PALMDALE DR
City	OLDSMAR
State	FL
Zip	34677-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	EAST LAKE WOODLANDS UNIT 1 LOT 164
Legal Range	16E
Legal Township	28S
Legal Section	9
Legal Subdivision	EAST LAKE WOODLANDS
Legal Tract	23925
Legal Lot Number	164
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2008
Census Tract	27325

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	334 E LAKE RD, PALM HARBOR, FL 34685-2427
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 25, 2025	Deed of Trust, Mortgage · Reverse Mortgage MOVEMENT MORTGAGE
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2001 · Amount on Record
Deed Sale	Nov 5, 2001 · Amount on Record
Prior Sale	Mar 31, 1997 · Amount on Record
Deed Book / Page	11660 / 1228
Last Transfer Date	Aug 11, 2026
Transfer Doc	0000216063
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 12, 2026
Property Address	545 PALMDALE DR, OLDSMAR, FL 34677-2028
Document Number	0000216063
Book / Page	23659 / 2486
Instrument Date	Aug 11, 2026
Instrument	2026216063
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	545 PALMDALE DR, OLDSMAR, FL 34677-2028
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 PALMDALE DR, OLDSMAR, FL 34677-2028

Mortgage

Document Number	0233070668
Date	Sep 25, 2025
Book Page	23307/668
Instrument	2025274985

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	964 Months
Due	Jan 17, 2106

Interest

Rate Type	Adjustable Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	545 PALMDALE DR, OLDSMAR, FL 34677-2028
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0223880675
Date	Mar 28, 2023
Book Page	22388/675
Instrument	2023079048

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 (+6.06%)	$207,987 (+5.99%)	$489,137 (+5.71%) Land $168,792 Building $320,345
2024	$2,955.00 (+2.14%)
2023	$2,893.00 (+3.17%) Homeowner's exemption	$196,238 (+3%)	$462,725 (+20.01%) Land $209,258 Building $253,467
2022	$2,804.00 Homeowner's exemption	$190,522	$385,562 Land $196,240 Building $189,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 267 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	267 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	14 of 22
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Palmdale Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures