Cumberland County and Commercial Township property record for 545 Opal Rd, Millville, NJ 08332
| Property Type | Single Family Home |
|---|---|
| Details | 1,450 sqft · built 2004 |
| Lot Size | 0.643 acres (28,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,858 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00129-0000-09906 |
| Primary APN | 02-00129-0000-09906 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 28,000 sqft (0.643 acres) |
| Lot Dimensions | 200 ft deep x 140 ft wide |
| Street Address | 545 OPAL RD |
|---|---|
| City | MILLVILLE |
| State | NJ |
| Zip | 08332-7021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR2 |
| Legal Description | ADDITIONAL LOTS: 9907-9912,9863-9872 38-D 11 |
| Legal Block | 129 |
| Legal Lot Number | 9906 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | COMMERCIAL |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 10200 |
Source: Cumberland County and Commercial Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 OPAL RD, MILLVILLE, NJ 08332-7021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 9, 2021 | Quit Claim Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 13, 2017 | Grant Deed, Transfer |
| Jan 30, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2017 |
| Deed Sale | Jan 30, 2017 |
| Prior Sale | Oct 6, 2005 · Amount on Record |
| Deed Document Number | 2017524417 |
| Deed Book / Page | 4149 / 6488 |
| Prior Transfer Date | Jan 25, 2017 |
| Prior Transfer Doc | 0000524417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 545 OPAL RD, MILLVILLE, NJ 08332-7021 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000676528 |
|---|---|
| Date | Aug 2, 2023 |
| Book Page | 4244/8351 |
| Instrument | 676528 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 545 OPAL RD, MILLVILLE, NJ 08332-7021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000618607 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 4207/369 |
| Instrument | 618607 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Nov 9, 2021 |
| Property Address | 545 OPAL RD, MILLVILLE, NJ 08332-7021 |
| Document Number | 0000634850 |
| Book / Page | 4218 / 294 |
| Instrument Date | Oct 9, 2021 |
| Instrument | 634850 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 OPAL RD, MILLVILLE CITY, NJ |
| Document Number | 0000634851 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 4218/302 |
| Instrument | 634851 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Jun 13, 2017 |
| Property Address | 545 OPAL RD, MILLVILLE, NJ 08332-7021 |
| Document Number | 0041540472 |
| Book / Page | 004154 / 000472 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $159.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 OPAL RD MILLVILLE NJ 083327021, MILLVILLE, NJ 08332-7021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Recording Date | Jan 30, 2017 |
| Property Address | 545 OPAL RD, MILLVILLE, NJ 08332-7021 |
| Document Number | 0000524417 |
| Book / Page | 004149 / 006488 |
| Instrument Date | Jan 25, 2017 |
| Instrument | 524417 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $63.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 740 MARNE HWY #104 MOORESTOWN NJ 080573126, 104, MOORESTOWN, NJ 08057-3126 |
| Investor | Possibly a Property Investor |
Source: Cumberland County and Commercial Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| County Subdivision | Commercial Township |
| Unified School District | Commercial Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,200 (-) Land $39,800 Building $178,400 | $218,200 (-) Land $39,800 Building $178,400 | |
| 2025 | $6,858.00 (+4.94%) | $218,200 (-) Land $39,800 Building $178,400 | $218,200 (-) Land $39,800 Building $178,400 |
| 2024 | $6,535.00 (+2.43%) | ||
| 2023 | $218,200 Land $39,800 Building $178,400 | $218,200 Land $39,800 Building $178,400 | |
| 2022 | $6,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 57% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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