545 Old Frame Rd, Smithfield, PA 15478 Property Records

Fayette County property record for 545 Old Frame Rd, Smithfield, PA 15478

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,236 sqft · built 1994
Lot Size	4.46 acres (194,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,000 (Jul 1993)
Tax Bill	$4,014 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-19-0049-02`

Property Details

APN / Parcel Number

Primary APN	`24-19-0049-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
1st Floor Area	1,276 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Brick
Lot Area	194,278 sqft (4.46 acres)
Garage Type	Attached
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	545 OLD FRAME RD
City	SMITHFIELD
State	PA
Zip	15478-1173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.4622 AC R1 ATTD RG POOL
Jurisdiction	FAYETTE PA
Township / Civil Division	NICHOLSON
Census Block Group	2
Census Block	2007
Census Tract	263100

Owner

Source: Fayette County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 OLD FRAME RD, SMITHFIELD, PA 15478-1173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 4, 1993 · Amount on Record
Deed Sale	Jul 4, 1993 · Amount on Record
Deed Book / Page	1213 / 1
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	545 OLD FRAME RD, SMITHFIELD, PA 15478-1173
Transaction Type	Mortgage
Record Updated	Mar 21, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003539/794
Date	Feb 6, 2023
Book Page	3539/794
Instrument	202300000962

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
County Subdivision	Nicholson Township
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,014.00 (+1%)	$80,100 (-) Land $13,460 Building $66,640
2025	$2,007.00 (+7.33%)
2024	$1,870.00 (-50.01%)	$80,100 (-) Land $13,460 Building $66,640
2023		$80,100 Land $13,460 Building $66,640
2022	$3,741.00
2003			$160,200 Land $26,920 Building $133,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032
Water Source	Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2021
Treatment and Procedure	Coliform assessment Jul 2021
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Frame Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures