545 Oak St, Boone, NC 28607 Property Records

Watauga County property record for 545 Oak St, Boone, NC 28607

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,252 sqft · built 1920
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on File
Last Sale$144,500 (Jul 2014)
Tax Bill$1,953 (2025)
Deeds & MortgagesFeb 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN2910-16-6486-000

Property Details

APN / Parcel Number

Primary APN2910-16-6486-000
Alternative APNs
  • 1734568
  • 1788901

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,252 sqft Living Area
1st Floor Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area8,276 sqft (0.19 acres)
PorchPorch
Porch Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1788901
Street Address545 OAK ST
CityBOONE
StateNC
Zip28607-5809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOR1
Legal DescriptionTRACT B P24/256
Legal SubdivisionMONT CLEMENT PROPERTY
Legal TractB
JurisdictionWATAUGA NC
Township / Civil DivisionBOONE
Census Block Group2
Census Block2006
Census Tract920601

Owner

Source: Watauga County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address553 OAK ST, BOONE, NC 28607-5809
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2014 · Amount on Record
Deed SaleJul 30, 2014 · Amount on Record
Deed Document Number2014628840
Deed Book / Page1763 / 675
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateFeb 2, 2022
Property Address545 OAK ST, BOONE, NC 28607-5809
Document Number0022530576
Book / Page2253 / 576
Map ReferenceMB 24 PG 256
Instrument DateFeb 2, 2022
Instrument716658
Transaction TypeTransfer
Record UpdatedNov 28, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address553 OAK ST, BOONE, NC 28607-5809
InvestorPossibly a Property Investor

Mortgage

Document Number0000716659
DateFeb 2, 2022
Instrument716659
Lender
NameSKYLINE NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBoone Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,953.00$234,800 (-) Land $39,100 Building $195,700
2024$234,800 Land $39,100 Building $195,700
2023$234,800 Land $39,100 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims13 (1989–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BOONE
serves 19,811 people · EPA ID NC0195010
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Loretto Telephone Company, T-Mobile USA.

Nearby Properties on Oak St

Nearby Streets

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