545 Oak Ln, Webster, KY 40176 Property Records

Breckinridge County property record for 545 Oak Ln, Webster, KY 40176 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,344 sqft Living Area
Lot Size	80,150 sqft (1.84 acres)
Occupancy	Owner Occupied
Last Sale	$1,800 (2004)
Tax Bill	$1,419.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98-2T1`
Alternative APN	`6247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,344 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Detached Garage
Deck Area	576 sqft Deck
Porch	Open Porch
Porch Area	736 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	6247
Street Address	545 OAK LN
City	WEBSTER
State	KY
Zip	40176-6071
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAND & HOUSE & GARAGE
Legal Subdivision	DUNAWAY FARM DIV
Jurisdiction	BRECKINRIDGE KY
Minor Civil Division	IRVINGTON
Census Blockgroup	3
Census Block	3067
Census Tract	960100

Owner

Source: Breckinridge County records · APN 98-2T1

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	545 OAK LN, WEBSTER, KY 40176-6071
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
Nov 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE CECILIAN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2004 · Amount on Record
Deed Sale	Jul 23, 2004 · Amount on Record
Deed Doc Number	299-738
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	545 OAK LN, WEBSTER, KY 40176-6071
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 OAK LN, WEBSTER, KY 40176-6071

Mortgage

Document Number	00M590/734
Date	Dec 05, 2025
Book Page	M590/734
Instrument	2020947881

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	1119 OLD HIGHWAY 60, HARDINSBURG, KY 40143

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2055

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	545 OAK LN, WEBSTER, KY 40176-6071
Transaction Type	Mortgage
Record Updated	Sep 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 OAK LN, WEBSTER, KY 40176-6071

Mortgage

Document Number	506/542
Date	Jun 22, 2021
Book Page	506/542
Instrument	2020903053

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	HARDINSBURG, KY 40143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	545 OAK LN, WEBSTER, KY 40176-6071
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	473/739
Date	Nov 15, 2019
Book Page	473/739
Instrument	2019006357

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	HARDINSBURG, KY 40143

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 06, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Breckinridge County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,419.00 (+2.09%)	$146,000 (-) Land $8,000 Building $138,000	$146,000 (-) Land $8,000 Building $138,000
2023	$1,390.00 (+11.11%)	$146,000 (+12.31%) Land $8,000 Building $138,000	$146,000 (+12.31%) Land $8,000 Building $138,000
2022	$1,251.00	$130,000 Land $8,000 Building $122,000	$130,000 Land $8,000 Building $122,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), updated May 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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