Whatcom County property record for 545 Northview St, Bellingham, WA 98226
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 3 ba · 1,514 sqft · built 2025 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $592,900 (Aug 2025) |
| Tax Bill | $5,030 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 380201-245475-0000 |
| Primary APN | 380201-245475-0000 |
|---|---|
| Alternative APNs |
|
| Foundation Type | Concrete |
|---|---|
| Lot Area | 3,049 sqft (0.07 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 54 sqft |
| Patio Area | 83 sqft |
| Account Number | 193654 |
|---|---|
| Street Address | 545 NORTHVIEW ST |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-4607 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RCI |
| Legal Description | LARRABEE SPRINGS SOUTH DIV 6 LOT 22 |
| Legal Subdivision | LARRABEE SPRINGS SOUTH DIV 6 |
| Legal Lot Number | 22 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 202 |
Source: Whatcom County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 NORTHVIEW ST, BELLINGHAM, WA 98226-4607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Deed Document Number | 20251285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 545 NORTHVIEW ST, BELLINGHAM, WA 98226-4607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|---|
| Address | 545 NORTHVIEW ST, BELLINGHAM, WA 98226-4607 |
| Document Number | 0000201308 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | 2026-0201308 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 18, 2025 |
| Property Address | 545 NORTHVIEW ST, BELLINGHAM, WA 98226-4607 |
| Document Number | 0000801285 |
| Map Reference | AF 2024-1001465 |
| Instrument Date | Aug 13, 2025 |
| Instrument | 2025-0801285 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | UNKNOWN, WHATCOM LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,613.62 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 NORTHVIEW ST, BELLINGHAM, WA 98226-4607 |
| Document Number | 0000801286 |
|---|---|
| Date | Aug 18, 2025 |
| Instrument | 2025-0801286 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| Municipality | Bellingham City |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,030.00 (-0.96%) | ||
| 2025 | $5,079.00 | $608,573 Land $168,072 Building $440,501 | $608,573 Land $168,072 Building $440,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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