545 N Spruce St, Gardner, KS 66030 Property Records

Johnson County property record for 545 N Spruce St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1994
Lot Size	0.219 acres (9,518 sqft)
Owner	2 Individual Names on File
Last Sale	$128,800 (Mar 2005)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CP57500000-0074`

Property Details

APN / Parcel Number

Primary APN	`CP57500000-0074`
Alternative APNs	`0461362402012024000` `R4709`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,518 sqft (0.219 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	100 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R4709
Street Address	545 N SPRUCE ST
City	GARDNER
State	KS
Zip	66030-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	MEADOWS 3RD LT 74 GAC 86 74
Legal Subdivision	MEADOWS 3RD
Legal Lot Number	74
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1004
Census Tract	53707

Owner

545 N Spruce St is owned and occupied by two individuals who acquired it in November 2025.

Source: Johnson County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 N SPRUCE ST, GARDNER, KS 66030-1924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Transfer on Death Deed, Transfer
Mar 22, 2005	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2005 · Amount on File
Deed Sale	Mar 22, 2005 · Amount on File
Deed Book / Page	200503 / 8651
Last Transfer Date	Nov 6, 2025
Transfer Doc	0000009079
Record Updated	Sep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	JOHNSON KS
Recording Date	Dec 31, 2025
Property Address	545 N SPRUCE ST, GARDNER, KS 66030-1924
Document Number	202512/9079
Book / Page	202512 / 9079
Instrument Date	Nov 6, 2025
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 N SPRUCE ST, GARDNER, KS 66030-1924

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Mar 22, 2005
Property Address	545 N SPRUCE ST, GARDNER, KS 66030-1924
Document Number	200503/008651
Book / Page	200503 / 008651
Instrument Date	Mar 11, 2005
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	HOMESTEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	200503/008652
Date	Mar 22, 2005
Book Page	200503/008652

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 545 N Spruce St was $3,548, up 7% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,548.00 (+6.96%)	$29,532 (+7.54%) Land $6,302 Building $23,230	$256,800 (+7.54%) Land $54,800 Building $202,000
2024	$3,317.00 (+0.79%)	$27,462 (+4.28%) Land $6,302 Building $21,160	$238,800 (+4.28%) Land $54,800 Building $184,000
2023	$3,291.00 (+6.44%)	$26,335 (+7.61%) Land $6,302 Building $20,033	$229,000 (+7.61%) Land $54,800 Building $174,200
2022	$3,092.00	$24,472 Land $5,251 Building $19,221	$212,800 Land $45,660 Building $167,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 N Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 N Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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