Mitchell County property record for 545 N Mountain Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 608 sqft · built 1987 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $521 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0779-00-84-7532 |
| Primary APN | 0779-00-84-7532 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 608 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 59,677 sqft (1.37 acres) |
| Heating System | Central |
|---|
| Account Number | 001088558 |
|---|---|
| Street Address | 545 N MOUNTAIN DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF 1156 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
545 N Mountain Dr, a single family home, is owned by an individual.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 FRANKLIN LN, SPRUCE PINE, NC 28777-8691 |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 545 N Mountain Dr was $521.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521.00 | $81,500 (-) Land $19,700 Building $61,800 | |
| 2025 | $521.00 | $81,500 Land $19,700 Building $61,800 | |
| 2023 | $263.00 | $81,500 Land $19,700 Building $61,800 | $81,500 Land $19,700 Building $61,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 N Mountain Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 N Mountain Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
5G and 4G LTE (outdoors only)
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