545 N 16th St, Banning, CA 92220 Property Records

Riverside County property record for 545 N 16th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,937 sqft · built 1947
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,520 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`538-070-020`

Property Details

APN / Parcel Number

Primary APN	`538-070-020`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,937 sqft Living Area
Gross Area	1,967 sqft
1st Floor Area	1,937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1952
Exterior Material	Block
Construction Type	Wood
Roof Material	Gravel
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	545 N 16TH ST
City	BANNING
State	CA
Zip	92220-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.28 ACRES M/L IN POR LOT 1 MB 006/014 C O BARKERS SUB POR SEC 8 T3S R1E
Legal Range	01E
Legal Township	03S
Legal Section	08
Legal Subdivision	C O BARKERS SUB POR SEC 8 T3S R1E
Legal Lot Number	1
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2004
Census Tract	44102

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	545 N 16TH ST, BANNING, CA 92220-4128
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Apr 28, 2021	Intrafamily Transfer, Transfer · VA Mortgage CALIBER HOME LOANS INC
Apr 29, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Feb 18, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Feb 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 16, 2017	Grant Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021
Deed Sale	Apr 28, 2021
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	2021265071
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	0000266411
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	545 N 16TH ST, BANNING, CA 92220-4128
Transaction Type	Mortgage
Record Updated	Dec 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 N 16TH ST, BANNING, CA 92220-4128

Mortgage

Document Number	0000506524
Date	Dec 19, 2022
Instrument	2022-0506524

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 28, 2021
Property Address	545 N 16TH ST, BANNING, CA 92220-4128
Document Number	0000265071
Map Reference	MB 6 PG 14
Instrument Date	Apr 23, 2021
Instrument	2021-0265071
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 N 16TH ST, BANNING, CA 92220-4128

Mortgage

Document Number	0000265072
Date	Apr 28, 2021
Instrument	2021-0265072

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 29, 2021
Property Address	545 N 16TH ST, BANNING, CA 92220-4128
Document Number	0000266411
Map Reference	MB 6 PG 14
Instrument Date	Apr 23, 2021
Instrument	2021-0266411
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	545 N 16TH ST, BANNING, CA 92220-4128

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 18, 2020
Property Address	545 N 16TH ST, BANNING, CA 92220-4128
Document Number	0000072071
Instrument Date	Feb 17, 2020
Instrument	72071
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 N 16TH ST BANNING CA 922204128, BANNING, CA 92220-4128

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 18, 2020
Property Address	545 N 16TH ST, BANNING, CA 92220-4128
Document Number	0000072082
Instrument Date	Feb 17, 2020
Instrument	72082
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	545 N 16TH ST BANNING CA 922204128, BANNING, CA 92220-4128

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 16, 2017
Property Address	545 N 16TH ST, BANNING, CA 92220-4128
Document Number	0000339398
Map Reference	MB 6 PG 14
Instrument Date	Jul 6, 2017
Instrument	2017-0339398
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	WFG TITLE COMPANY OF CALIFOR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 N 16TH ST, BANNING, CA 92220-4128

Mortgage

Document Number	0000339399
Date	Aug 16, 2017
Instrument	2017-0339399

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,352 (+2%) Land $34,815 Building $278,537
2025	$2,520.00 (+29.83%) Disabled Person's exemption Veteran's exemption	$307,209 (+4.04%) Land $34,133 Building $273,076
2023	$1,941.00 (-3.53%) Disabled Person's exemption Veteran's exemption	$295,281 Land $32,808 Building $262,473
2022	$2,012.00
2021			$329,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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