545 N 14th St, Reading, PA 19604 Property Records

Berks County property record for 545 N 14th St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,400 sqft · built 1911
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$141,000 (Jan 2024)
Tax Bill$1,225 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5317-14-23-8470

Property Details

APN / Parcel Number

Primary APN5317-14-23-8470
Alternative APNs
  • 11-5317-14-23-8470
  • 11213475
  • 213475

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialStucco
Lot Area7,841 sqft (0.18 acres)
TerrainAbove Road/Slope
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number11213475
Street Address545 N 14TH ST
CityREADING
StatePA
Zip19604-2716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block23
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1005
Census Tract1800

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address545 N 14TH ST, READING, PA 19604-2716
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2024 · Amount on Record
Deed SaleJan 4, 2024 · Amount on Record
Prior SaleSep 4, 2015 · Amount on Record
Deed Document Number2024288
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJan 4, 2024
Property Address545 N 14TH ST, READING, PA 19604-2716
Document Number0000000288
Instrument DateDec 16, 2023
Instrument2024000288
Transaction TypeTransfer
Record UpdatedJan 19, 2024
Title CompanySIGNATURE ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,410.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 N 14TH ST, READING, PA 19604-2716

Mortgage

Document Number0000000289
DateJan 4, 2024
Instrument2024000289
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,225.00 (+6.71%)$43,400 (-) Land $22,000 Building $21,400$22,000 (-49.31%) Land $22,000
2024$1,148.00 (-39.48%)$43,400 (-) Land $22,000 Building $21,400
2023$1,897.00 Homeowner's exemption$43,400 Land $22,000 Building $21,400
1994$43,400 Land $22,000 Building $21,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on N 14th St

Nearby Streets

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