545 Mountaingate Dr, Unit 6, Springfield, OR 97478 Property Records

Lane County property record for 545 Mountaingate Dr, Unit 6, Springfield, OR 97478

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,064 sqft · built 2009
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$539,900 (May 2025)
Tax Bill$5,749 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-02-03-21-01600-000

Property Details

APN / Parcel Number

Primary APN18-02-03-21-01600-000
Alternative APNs
  • 1802032101600
  • 1836749

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,064 sqft Living Area
Gross Area2,424 sqft
1st Floor Area1,048 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialComposition/Composite
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area360 sqft
DrivewayDriveway
Driveway Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number1836749
Street Address545 MOUNTAINGATE DR, 6
CitySPRINGFIELD
StateOR
Zip97478-7756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD
Legal DescriptionSUBDIVISION PLAT COTTAGE COLLECTION AT THE HEIGHTS LOT 1 TL 01600
Legal Range02
Legal Township18
Legal Section03
Legal SubdivisionCOTTAGE COLLECTION AT THE HEIGHTS
Legal Lot Number1
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1015
Census Tract1801

Owner

Source: Lane County assessment roll, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address545 MOUNTAINGATE DR, 6, SPRINGFIELD, OR 97478-7756
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Line of Credit
OAK CREDIT UNION
May 20, 2021Warranty Deed, Transfer · Conventional Mortgage
OREGON COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 30, 2025 · Amount on Record
Deed SaleMay 30, 2025 · Amount on Record
Prior SaleMay 20, 2021 · Amount on Record
Deed Document Number202515986
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Recording DateMay 22, 2026
Property Address545 MOUNTAINGATE DR, 6, SPRINGFIELD, OR 97478-7756
Document Number0000016456
Instrument DateMay 18, 2026
Instrument202616456
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 MOUNTAINGATE DR, 6, SPRINGFIELD, OR 97478-7756

Mortgage

Document Number0000016456,
DateMay 22, 2026
Instrument202616456
Lender
NameOAK CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 18, 2051
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateMay 20, 2021
Property Address545 MOUNTAINGATE DR UNIT 6, 6, SPRINGFIELD, OR 97478-7756
Document Number0000034251
Map ReferenceDOC 2009-048043
Instrument DateMay 19, 2021
Instrument2021-034251
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address545 MOUNTAINGATE DR UNIT 6, 6, SPRINGFIELD, OR 97478-7756

Mortgage

Document Number0000034252
DateMay 20, 2021
Instrument2021-034252
Lender
NameOREGON COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036
Interest

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 19 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,749.00 (+6.17%)$313,513 (+6.09%)$522,405 (+2.29%) Land $144,563 Building $377,842
2023$5,415.00 (+3.38%)$295,517 (+3%)$510,699 (+3.31%) Land $142,468 Building $368,231
2022$5,238.00$286,910$494,316 Land $128,287 Building $366,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD UTILITY BOARD
serves 62,100 people · EPA ID OR4100837
Water SourceSurface water
Last State InspectionSep 2021
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Lumen Technologies
DSL
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Alyrica Networks, Hunter Communications & Technologies, Verizon.

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