Lyon County property record for 545 Monroe St, Tracy, MN 56175
| Property Type | Single Family Home |
|---|---|
| Details | built 1977 |
| Lot Size | 0.321 acres (13,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,428 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-108045-0 |
| Primary APN | 31-108045-0 |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 13,996 sqft (0.321 acres) |
| Street Address | 545 MONROE ST |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COWLES & DAVIS ADDITION 01010001 LOTS 4, 5 BLK 9 |
| Legal Subdivision | COWLES & DAVIS ADDITION |
| Legal Block | 9 |
| Legal Lot Number | 4-5 |
| Jurisdiction | LYON MN |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 360700 |
Source: Lyon County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 MONROE ST, TRACY, MN 56175-1639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lyon County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,428.00 (+17.32%) | ||
| 2025 | $193,300 (+17.15%) Land $7,700 Building $185,600 | $193,300 (+17.15%) Land $7,700 Building $185,600 | |
| 2023 | $2,922.00 | $165,000 Land $7,400 Building $157,600 | $165,000 Land $7,400 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tracy serves 2,154 people · EPA ID MN1420010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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