Rockingham County property record for 545 Monroe St, Eden, NC 27288
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,204 sqft · built 1952 |
| Lot Size | 0.247 acres (10,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (May 2022) |
| Tax Bill | $2,708 (2026) |
| Deeds & Mortgages | Mar 2022 Transfer Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7979-06-49-8112-00 |
| Primary APN | 7979-06-49-8112-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Finished Area |
| 1st Floor Area | 1,102 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,771 sqft (0.247 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Porch | Patio |
| Porch Area | 328 sqft |
| Patio Area | 144 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Geothermal |
| Account Number | 137477 |
|---|---|
| Street Address | 545 MONROE ST |
| City | EDEN |
| State | NC |
| Zip | 27288-6133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES 12 EDE |
| Legal Description | LOT MONROE ST |
| Jurisdiction | ROCKINGHAM NC |
| Township / Civil Division | LEAKSVILLE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 40502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Central Leaksville Historic District listed 1986 · 70 contributing resources · NRIS 86003376 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
545 Monroe St is owned and occupied by two individuals who bought it in May 2022.
Source: Rockingham County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 MONROE ST, EDEN, NC 27288-6133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Intrafamily Transfer, Transfer |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on File |
| Deed Sale | May 10, 2022 · Amount on File |
| Prior Sale | Mar 18, 2022 · Amount on File |
| Deed Document Number | 2022626870 |
| Deed Book / Page | 1626 / 1229 |
| Prior Transfer Date | Jun 23, 2009 |
| Prior Transfer Doc | 20090009443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Recording Date | Mar 18, 2022 |
| Property Address | 545 MONROE ST, EDEN, NC 27288-6133 |
| Document Number | 0000624803 |
| Book / Page | 1622 / 2722 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 624803 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 MONROE ST, 545, EDEN, NC 27288-6133 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 545 MONROE ST, EDEN, NC 27288-6133 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Recording Date | Mar 18, 2022 |
| Property Address | 545 MONROE ST, EDEN, NC 27288-6133 |
| Document Number | 0000624801 |
| Book / Page | 1622 / 2700 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 624801 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 MONROE ST, 545, EDEN, NC 27288-6133 |
| Name | Verified Name |
|---|---|
| Address | 545 MONROE ST, EDEN, NC 27288-6133 |
| Document Number | 0000624802 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 624802 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Property Address | 545 MONROE ST, EDEN, NC 27288-6133 |
| Document Number | 0000602179 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO/CA |
| Name | Verified Name |
|---|---|
| Address | 545 MONROE ST EDEN NC 272886133, EDEN, NC 27288-6133 |
| Document Number | 0000602179 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 001584/001077 |
| Instrument | 602179 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 27, 2040 |
The 2026 property tax bill for 545 Monroe St was $2,708, down 1% from the year before.
Source: Rockingham County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rockingham County |
| Municipality | Eden City |
| Unified School District | Rockingham County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,708.00 (-1.02%) | $248,748 (-) Land $9,494 Building $239,254 | $248,748 (-) Land $9,494 Building $239,254 |
| 2025 | $2,736.00 | $248,748 Land $9,494 Building $239,254 | $248,748 Land $9,494 Building $239,254 |
| 2023 | $1,530.00 | $117,374 Land $8,662 Building $108,712 | $117,374 Land $8,662 Building $108,712 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 545 Monroe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 545 Monroe St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDEN serves 15,500 people · EPA ID NC0279010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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