545 Minor St, Reading, PA 19602 Property Records

Berks County property record for 545 Minor St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Feb 2026)
Tax Bill	$660 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5306-43-87-7022`

Property Details

APN / Parcel Number

Primary APN	`5306-43-87-7022`
Alternative APNs	`02-5306-43-87-7022` `2503975` `503975`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,166 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2503975
Street Address	545 MINOR ST
City	READING
State	PA
Zip	19602-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	77
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2010
Census Tract	2300

Owner

Source: Berks County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1609 BIRCHMONT LN, KELLER, TX 76248-8222
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage BPL MORTGAGE TRUST LLC
Feb 27, 2026	Deed, Transfer · Commercial Mortgage PRIME FUNDING GROUP LLC A PENNSYLVA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on Record
Deed Sale	Feb 27, 2026 · Amount on Record
Prior Sale	Oct 6, 1994 · Amount on Record
Deed Document Number	20266002
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Jul 15, 2026
Property Address	545 MINOR ST, READING, PA 19602-2721
Document Number	0000022855
Instrument Date	Jul 9, 2026
Instrument	202622855
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	YOUR HOME TITLE, YOUR HOME SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1609 BIRCHMONT LN, KELLER, TX 76248-8222

Mortgage

Document Number	0000022855,
Date	Jul 15, 2026
Instrument	202622855

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 27, 2026
Property Address	545 MINOR ST, READING, PA 19602-2721
Document Number	0000006002
Instrument Date	Feb 26, 2026
Instrument	2026006002
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT OF BERKS CN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 BIRCHMONT LN, KELLER, TX 76248-8222

Mortgage

Document Number	0000006003
Date	Feb 27, 2026
Instrument	2026006003

Lender

Name	PRIME FUNDING GROUP LLC A PENNSYLVA

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$660.00 (+3.94%)	$23,400 (-) Land $5,300 Building $18,100	$5,300 (-) Land $5,300
2025	$635.00 (+2.58%)	$23,400 (-) Land $5,300 Building $18,100	$5,300 (-77.35%) Land $5,300
2024	$619.00 (-39.43%)	$23,400 (-) Land $5,300 Building $18,100
2023	$1,022.00	$23,400 Land $5,300 Building $18,100
1994			$23,400 Land $5,300 Building $18,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1978–2006)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 4 claims Tropical Storm Allison, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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