545 Mill Plain Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 545 Mill Plain Rd, Fairfield, CT 06824 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,676 sqft · built 1937
Lot Size	0.527 acres (22,951 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Sep 2017)
Tax Bill	$21,574 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:179 B:47`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:179 B:47`
Alternative APNs	`FFLD M:179 B:47` `M:179 L:047 X` `3969`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,676 sqft Living Area
Gross Area	8,799 sqft
Basement Area	1,883 sqft
Unfinished Basement	1,883 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,951 sqft (0.527 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3969
Street Address	545 MILL PLAIN RD
City	FAIRFIELD
State	CT
Zip	06824-5049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	47
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2020
Census Tract	60700

Owner

Source: Fairfield Town records · APN FAIR M:179 B:47

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	545 MILL PLAIN RD, FAIRFIELD, CT 06824-5049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit M & T BANK
Apr 05, 2021	Deed of Trust, Mortgage · Line of Credit SIKORSKY FINANCIAL CREDIT UNION INC
Jun 12, 2020	Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC
Sep 10, 2018	Deed of Trust, Mortgage BAYCOAST MORTGAGE CO
Sep 22, 2017	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Deed Book / Page	5593 / 298
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	545 MILL PLAIN RD, FAIRFIELD, CT 06824-5049
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006678-327
Date	Dec 23, 2025
Book Page	6678/327
Instrument	2025-6672

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	337 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	545 MILL PLAIN RD, FAIRFIELD, CT 06824-5049
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006112-175
Date	Apr 05, 2021
Book Page	6112/175
Instrument	2021-3729

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2041

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	545 MILL PLAIN RD, FAIRFIELD, CT 06824-5049
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5927-95
Date	Jun 12, 2020
Book Page	5927/95
Instrument	2020-4124

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 01, 2030
Index	Other

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	545 MILL PLAIN RD, FAIRFIELD, CT 06824-5049
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5707-87
Date	Sep 10, 2018
Book Page	5707/87

Lender

Name	BAYCOAST MORTGAGE CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Sep 22, 2017
Property Address	545 MILL PLAIN RD, FAIRFIELD, CT 06824-5049
Document Number	5593-298
Book / Page	5593 / 298
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$187.68
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55930300
Date	Sep 22, 2017
Instrument	05593/0300

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2047

Tax Assessment & Valuation

Source: Fairfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,574.00	$759,920 (-) Land $447,790 Building $312,130	$531,944 Land $313,453 Building $218,491
2024	$21,574.00 (+3.2%)
2023	$20,905.00	$759,920 Land $447,790 Building $312,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
GoNetspeed	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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