CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP
Transferred To (Grantee/Buyer)
Name
Verified Name
Investor
Possibly a Property Investor
Mortgage
Document Number
1414272017
Date
Mar 6, 2017
Instrument
141427-2017
Lender
Name
VISTA SOLUTIONS LLC
Type
Non-Lending Institution
Address
FRANKFORT, IL 60423
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
10 Months
Due
Dec 31, 2017
March 2014: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
LAMAR TX
Property Address
545 MICHELLE LN, PARIS, TX 75462-6023
Transaction Type
Mortgage
Record Updated
Mar 20, 2026
Title Company
TITLE SOURCE
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
1139492014
Date
Mar 19, 2014
Instrument
113949-2014
Lender
Name
QUICKEN LOANS INC
Type
Lending Institution
Address
DETROIT, MI 48226
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Apr 1, 2044
Interest
Rate Type
Fixed Rate
Rate
3.12%
Type Change Date
Jul 1, 2019
Change Frequency
Annually
Min Rate At Change
2.12%
Max Rate At Change
4.12%
Index
1-Year CMT
Margin
2
Max Rate
5%
July 2023: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
LAMAR TX
Recording Date
Jul 7, 2023
Property Address
545 MICHELLE LN, PARIS, TX 75462-6023
Document Number
2055532023
Map Reference
ENV 377-D
Instrument Date
Mar 23, 2023
Instrument
205553-2023
Transaction Type
Transfer
Record Updated
Mar 20, 2026
Transaction
Tax
$0.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Address
545 MICHELLE LN, RENO, TX 75462-6023
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
545 MICHELLE LN, RENO, TX 75462-6023
Investor
Possibly a Property Investor
September 2013: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
LAMAR TX
Recording Date
Sep 26, 2013
Property Address
545 MICHELLE LN, PARIS, TX 75462-6023
Document Number
1100662013
Map Reference
377-D
Instrument Date
Sep 25, 2013
Instrument
110066-2013
Transaction Type
Transfer
Record Updated
Mar 20, 2026
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
545 MICHELLE LN, RENO, TX 75462-6023
Mortgage
Document Number
1100672013
Date
Sep 26, 2013
Instrument
110067-2013
Lender
Name
QUICKEN LOANS INC
Type
Lending Institution
Special Notes
Seller Financed
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2043
March 2007: Vendor's Lien, Transfer
Document Type
Vendor's Lien
Jurisdiction
LAMAR TX
Recording Date
Mar 15, 2007
Property Address
545 MICHELLE LN, PARIS, TX 75462-6023
Document Number
0466642007
Map Reference
PG377-D
Instrument Date
Mar 12, 2007
Instrument
046664-2007
Transaction Type
Transfer
Record Updated
Mar 20, 2026
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
6005 OLD CLARKSVILLE RD, RENO, TX 75462-7811
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3650 EWING DR, ATMORE, AL 36502-4902
Mortgage
Document Number
0466652007
Date
Mar 15, 2007
Instrument
046665-2007
Lender
Name
FIRST FEDERAL COMMUNITY BANK
Type
Bank
Special Notes
Seller Financed
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
61 Months
Due
Apr 1, 2012
Tax Assessment & Valuation
The 2026 property tax bill for 545 Michelle Ln was $4,386 with a homeowner's exemption, down 20.7% from the year before.
Source: Lamar County assessment roll, as of September 15, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Lamar County
Municipality
Reno City
Unified School District
North Lamar Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$4,386.00 (-20.69%)Homeowner's exemption
$379,060 (-1.37%)Land $27,500Building $351,560
$379,060 (-1.37%)Land $27,500Building $351,560
2025
$5,530.00Homeowner's exemption
$384,330Land $28,750Building $355,580
$384,330Land $28,750Building $355,580
2023
$343,240Land $27,000Building $316,240
$343,240Land $27,000Building $316,240
2022
$4,712.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 545 Michelle Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective February 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
3 (2016–2020)
Most Recent Claim
Feb 2020 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 545 Michelle Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood
0.06% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF RENO serves 3,460 people · EPA ID TX1390013
Water Source
Purchased surface water from LAMAR COUNTY WATER SUPPLY DISTRICT
Last State Inspection
Nov 2022
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory Oct 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025