545 Matagual Dr, Vista, CA 92081 Property Records

San Diego County property record for 545 Matagual Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,462 sqft · built 1999
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$645,000 (May 2015)
Tax Bill	$9,225 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`164-231-35-00`

Property Details

APN / Parcel Number

Primary APN	`164-231-35-00`
Alternative APN	`1642307400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,462 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	27,007 sqft (0.62 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1642307400
Street Address	545 MATAGUAL DR
City	VISTA
State	CA
Zip	92081-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-1
Legal Description	LOT 11 (EX DOC13-0726189&ST)PAR 3 PER DOC89-662099 IN TR 002131
Legal Subdivision	ORLEAVO HEIGHTS
Legal Tract	002131
Legal Block	1
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	19702

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	545 MATAGUAL DR, VISTA, CA 92081-6608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 10, 2017	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2015 · Amount on Record
Deed Sale	May 6, 2015 · Amount on Record
Prior Sale	Jul 16, 1998 · Amount on Record
Deed Document Number	2015225245
Prior Transfer Date	May 4, 2015
Prior Transfer Doc	0000225244
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	545 MATAGUAL DR, VISTA, CA 92081-6608
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 MATAGUAL DR, VISTA, CA 92081-6608

Mortgage

Document Number	0000227616
Date	Mar 24, 2021
Instrument	2021-0227616

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Nov 1, 2040

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	545 MATAGUAL DR, VISTA, CA 92081-6608
Document Number	0000482372
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 MATAGUAL DR VISTA CA 920816608, VISTA, CA 92081-6608

Mortgage

Document Number	0000482372
Date	Oct 18, 2017
Instrument	482372

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$697,518 (+2%) Land $182,192 Building $515,326
2025	$9,225.00 (+7.18%)	$683,842 (+4.04%) Land $178,620 Building $505,222
2023	$8,607.00 (+0.21%)	$657,289 Land $171,685 Building $485,604
2022	$8,589.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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