545 Lloyd Rd, Euclid, OH 44132 Property Records

Cuyahoga County property record for 545 Lloyd Rd, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,453 sqft · built 1949
Lot Size	0.517 acres (22,540 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2022)
Tax Bill	$3,819 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`645-16-011`

Property Details

APN / Parcel Number

Primary APN	`645-16-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft
Basement Area	715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,540 sqft (0.517 acres)
Lot Dimensions	322 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	574 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	545 LLOYD RD
City	EUCLID
State	OH
Zip	44132-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	20 NWP 581.25FT EL
Legal Subdivision	E M JONES
Legal Tract	20
Legal Lot Number	20
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1008
Census Tract	152302

Owner

545 Lloyd Rd is owned and occupied by an individual who bought it in May 2022.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	545 LLOYD RD, EUCLID, OH 44132-1720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Oct 24, 2008 · Amount on File
Deed Document Number	202205260169
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	May 26, 2022
Property Address	545 LLOYD RD, EUCLID, OH 44132-1720
Document Number	0000000169
Instrument Date	May 17, 2022
Instrument	202205260169
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	ENTERPRISE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	545 LLOYD RD, EUCLID, OH 44132-1720

Mortgage

Document Number	0000000170
Date	May 26, 2022
Instrument	202205260170

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 545 Lloyd Rd was $3,819 with a homeowner's exemption, up 1.9% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,819.00 (+1.89%) Homeowner's exemption	$57,760 (-) Land $11,380 Building $46,380
2024	$3,748.00 (-4.58%) Homeowner's exemption	$57,760 (+25.59%) Land $11,380 Building $46,380	$165,000 Land $32,500 Building $132,500
2023	$3,928.00 (+2.37%) Homeowner's exemption	$45,990 (-) Land $10,150 Building $35,840
2022	$3,837.00 Homeowner's exemption	$45,990 Land $10,150 Building $35,840
2021			$131,400 Land $29,000 Building $102,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Lloyd Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Lloyd Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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