St. Lawrence County and Russell Town property record for 545 Lazy River Rd, Hermon, NY 13652
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1998 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000 (Mar 1997) |
| Tax Bill | $1,964 (2026) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| APN | 407800 132.002-1-19 |
| Primary APN | 407800 132.002-1-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Modular |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 78,408 sqft (1.8 acres) |
| Lot Width | 418 ft Width |
| Garage Type | Detached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Canopy | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 407800 132.002-1-19 |
|---|---|
| Street Address | 545 LAZY RIVER RD |
| City | HERMON |
| State | NY |
| Zip | 13652-3138 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | RUSSELL |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 492600 |
545 Lazy River Rd, a mobile home, is owned and occupied by an individual who acquired it in April 2001.
Source: St. Lawrence County and Russell Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 545 LAZY RIVER RD, HERMON, NY 13652-3138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 1997 · Amount on File |
| Deed Sale | Mar 28, 1997 · Amount on File |
| Deed Book / Page | 1106 / 230 |
| Last Transfer Date | Apr 23, 2001 |
| Transfer Doc | 2001007334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 545 LAZY RIVER RD, HERMON, NY 13652-3138 |
| Document Number | 0000001944 |
| Instrument Date | Feb 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Name | Verified Name |
|---|---|
| Address | 545 LAZY RIVER RD HERMON NY 136523138, HERMON, NY 13652-3138 |
| Document Number | 0000001944 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 1944 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NY 13617 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 24, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 545 Lazy River Rd was $1,964 with a homeowner's exemption, up 8.4% from the year before.
Source: St. Lawrence County and Russell Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Russell Town |
| Unified School District | Edwards-Knox Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,964.00 (+8.45%) Homeowner's exemption | ||
| 2025 | $1,811.00 | $40,500 Land $6,300 Building $34,200 | $92,045 Land $14,318 Building $77,727 |
| 2023 | $40,500 (-) Land $6,300 Building $34,200 | $65,323 (+5.65%) Land $10,161 Building $55,162 | |
| 2022 | $40,500 Land $6,300 Building $34,200 | $61,832 Land $9,618 Building $52,214 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 545 Lazy River Rd; there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Lazy River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
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