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545 Laurel Mountain Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 545 Laurel Mountain Dr, Toccoa, GA 30577 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,864 sqft · built 2000
Lot Size2.49 acres (108,464 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Apr 2024)
Tax Bill$420 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN048 001

Property Details

APN / Parcel Number

Primary APN048 001
Alternative APN
  • 374625

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,864 sqft Heated Area
Attic Area204 sqft
Basement Area1,463 sqft
Finished Basement793 sqft
Unfinished Basement670 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area108,464 sqft (2.49 acres)
Lot Dimensions150 ft deep x 232 ft wide
TerrainGentle Slope
Garage Area527 sqft

Exterior Amenities

PorchPorch
Porch Area370 sqft
Deck Area136 sqft
Patio Area136 sqft
Canopy440 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number374625
Street Address545 LAUREL MOUNTAIN DR
CityTOCCOA
StateGA
Zip30577-8370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 LAUREL MOUNTAIN S/D
Legal SubdivisionLAUREL MOUNTAIN
Legal Tract24
Legal Lot Number24
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1030
Census Tract970102

Owner

Source: Stephens County records · APN 048 001

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address545 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-8370
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 25, 2024 · Amount on Record
Deed SaleApr 25, 2024 · Amount on Record
Prior SaleAug 14, 2015 · Amount on Record
Deed Document Number0000136563
Deed Book / Page1365 / 63
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address545 LAUREL MOUNTAIN DR, TOCCOA, GA 30577-8370
Document Number0012320260
Instrument DateNov 30, 2020
Transaction TypeMortgage
Record UpdatedDec 22, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 LAUREL MOUNTAIN DR TOCCOA GA 305778370, TOCCOA, GA 30577-8370

Mortgage

Document Number0012320260
DateDec 10, 2020
Book Page001232/000260
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 09, 2050

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$420.00 (-82.69%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$177,946 (+52.85%) Land $17,400 Building $160,546$444,864 (+52.85%) Land $43,500 Building $401,364
2023$2,427.00 Homeowner's exemption$116,420 Land $17,400 Building $99,020$291,051 Land $43,500 Building $247,551

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 80% of Georgia
Wildfire LikelihoodAbout 1 in 758 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
TruVista CommunicationsFiber5,000 / 5,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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