545 Lands End Way, Unit 203, Oceanside, CA 92058 Property Records

San Diego County property record for 545 Lands End Way, Unit 203, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,102 sqft · built 2002
Lot Size	1.42 acres (61,991 sqft)
Owner	Individual Name on File
Last Sale	$367,000 (Feb 2020)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`145-180-27-17`

Property Details

APN / Parcel Number

Primary APN	`145-180-27-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,102 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	61,991 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	545 LANDS END WAY, 203
City	OCEANSIDE
State	CA
Zip	92058-7283
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-3
Legal Description	LOT 7 US266PER D01-766090&UND INT IN PAR E D89-707331 IN LOT 6& TR 012244
Legal Subdivision	EAGLES CROSSING
Legal Tract	012244
Legal Block	3
Legal Lot Number	7,6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18616

Owner

545 Lands End Way, Unit 203 is owned and occupied by an individual who bought it in February 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	545 LANDS END WAY, 203, OCEANSIDE, CA 92058-7283
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 6, 2020	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Prior Sale	Jun 4, 2015 · Amount on File
Deed Document Number	202063173
Prior Transfer Date	Apr 24, 2008
Prior Transfer Doc	0000268245
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	545 LANDS END WAY UNIT 203, 203, OCEANSIDE, CA 92058-7283
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 LANDS END WAY, OCEANSIDE, CA 92058-7283

Mortgage

Document Number	0000194595
Date	Jul 21, 2023
Instrument	2023-0194595

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	545 LANDS END WAY UNIT 203, 203, OCEANSIDE, CA 92058-7283
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 VISTA VILLAGE DR 206, 206, VISTA, CA 92083-4997

Mortgage

Document Number	0000742879
Date	Nov 23, 2020
Instrument	2020-0742879

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2020
Property Address	545 LANDS END WAY UNIT 203, 203, OCEANSIDE, CA 92058-7283
Document Number	0000063173
Map Reference	MAP 12244
Instrument Date	Jan 16, 2020
Instrument	2020-0063173
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 LANDS END WAY UNIT 203, 203, OCEANSIDE, CA 92058-7283

Mortgage

Document Number	0000063174
Date	Feb 6, 2020
Instrument	2020-0063174

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 545 Lands End Way, Unit 203 was $4,530.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,390 (+2%) Land $181,044 Building $228,346
2025	$4,530.00	$401,364 Land $177,495 Building $223,869
2023	$4,307.00 (+1.51%)	$385,780 Land $170,603 Building $215,177
2022	$4,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 545 Lands End Way, Unit 203 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Lands End Way, Unit 203 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Verizon.

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