545 Lakes Edge Dr, Oxford, MI 48371 Property Records

Oakland County property record for 545 Lakes Edge Dr, Oxford, MI 48371

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,864 sqft · built 1988
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$296,500 (Aug 2017)
Tax Bill	$5,527 (2025)
Deeds & Mortgages	May 2021 Transfer Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PO-04-26-427-010`

Property Details

APN / Parcel Number

Primary APN	`PO-04-26-427-010`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft
Basement Area	1,864 sqft
Unfinished Basement	1,864 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	101 ft deep x 124 ft wide
View / Lot	Waterfront
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	60 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	545 LAKES EDGE DR
City	OXFORD
State	MI
Zip	48371-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T5N, R10E, SEC 26 OXFORD LAKES SUB NO 3 LOT 123
Legal Range	10E
Legal Township	05N
Legal Section	26
Legal Subdivision	OXFORD LAKES SUB
Legal Lot Number	123
Jurisdiction	OAKLAND MI
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2000
Census Tract	121500

Owner

545 Lakes Edge Dr is owned and occupied by two individuals who acquired it in May 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 LAKES EDGE DR, OXFORD, MI 48371-5228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Intrafamily Transfer, Transfer
Jul 3, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 14, 2017	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2017 · Amount on File
Deed Sale	Aug 14, 2017 · Amount on File
Prior Sale	Aug 10, 2015 · Amount on File
Deed Document Number	2017152843
Deed Book / Page	50966 / 423
Last Transfer Date	May 5, 2021
Transfer Doc	0000125253
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	May 13, 2021
Property Address	545 LAKES EDGE DR, OXFORD, MI 48371-5228
Document Number	0000125253
Book / Page	56229 / 105
Map Reference	LB 166 PG 20-22
Instrument Date	May 5, 2021
Instrument	125253
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	545 LAKES EDGE DR, OXFORD, MI 48371-5228

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	545 LAKES EDGE DR, OXFORD, MI 48371-5228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110982
Date	Jul 3, 2018
Book Page	51964/00386
Instrument	110982

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 14, 2017
Property Address	545 LAKES EDGE DR, OXFORD, MI 48371-5228
Document Number	0000152843
Book / Page	050966 / 000423
Instrument Date	Jul 14, 2017
Instrument	152843
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$2,549.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 NAKOMIS TRL LAKE ORION MI 483621344, LAKE ORION, MI 48362-1344

Tax Assessment & Valuation

The 2025 property tax bill for 545 Lakes Edge Dr was $5,527 with a homeowner's exemption, up 4.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oxford Charter Township
Municipality	Oxford Village
Unified School District	Oxford Area Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,527.00 (+4.38%) Homeowner's exemption	$192,670	$385,340
2024	$5,295.00
2023		$156,300	$312,600
2021	$4,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Lakes Edge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Lakes Edge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OXFORD serves 3,540 people · EPA ID MI0005130
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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