545 Lake Dr, Lusby, MD 20657 Property Records

Calvert County property record for 545 Lake Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,204 sqft · built 1964
Lot Size	0.232 acres (10,149 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Mar 2021)
Tax Bill	$2,417 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-064371`

Property Details

APN / Parcel Number

Primary APN	`01-064371`
Alternative APNs	`1064371` `064371`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,204 sqft Total Area
1st Floor Area	1,204 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	10,149 sqft (0.232 acres)
Porch	Enclosed Porch
Porch Area	278 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	064371
Old Parcel Number	1064371
Street Address	545 LAKE DR
City	LUSBY
State	MD
Zip	20657-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 17 BLK B SEC 2 DRUM POINT
Legal Subdivision	DRUM POINT
Legal Block	B
Legal Lot Number	17
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2035
Census Tract	861003

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	545 LAKE DR, LUSBY, MD 20657-3261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Aug 10, 2000 · Amount on Record
Deed Document Number	0005884551
Deed Book / Page	5884 / 551
Record Updated	Jun 7, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 9, 2021
Property Address	545 LAKE DR, LUSBY, MD 20657-3261
Document Number	0058840551
Book / Page	5884 / 551
Map Reference	MB AAH 1 PG 89
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 LAKE DR, LUSBY, MD 20657-3261

Mortgage

Document Number	5884557
Date	Mar 9, 2021
Instrument	5884/557

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,417.00	$232,700 Land $115,100 Building $117,600	$232,700 Land $115,100 Building $117,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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