Warren County property record for 545 Labrador Dr, Bowling Green, KY 42101
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.317 acres (13,817 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,155 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049A-03-629 |
| Primary APN | 049A-03-629 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 13,817 sqft (0.317 acres) |
| Street Address | 545 LABRADOR DR |
|---|---|
| City | BOWLING GREEN |
| State | KY |
| Zip | 42101-5566 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Subdivision | NORTH RIDGE |
| Legal Lot Number | 629 |
| Jurisdiction | WARREN KY |
| Township / Civil Division | SAND HILL-GIRKIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11701 |
545 Labrador Dr, residential vacant land, is owned and occupied by two individuals.
Source: Warren County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 LABRADOR DR, BOWLING GREEN, KY 42101-5566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 1, 2023 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Sep 3, 2021 | Deed, Construction Loan · Stand-Alone First Mortgage BANK OF EDMONSON COUNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN KY |
| Property Address | 545 LABRADOR DR, BOWLING GREEN, KY 42101-5566 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 545 LABRADOR DR, BOWLING GREEN, KY 42101-5566 |
| Document Number | 0M3420/568 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | M3420/568 |
| Instrument | 2026014 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Feb 1, 2023 |
| Property Address | 545 LABRADOR DR, BOWLING GREEN, KY 42101-5566 |
| Document Number | 0D1274/314 |
| Book / Page | D1274 / 314 |
| Map Reference | MB 44 PG 315-317 |
| Instrument Date | Feb 1, 2023 |
| Instrument | 1983540 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2638, BOWLING GREEN, KY 42102-7638 |
| Name | Verified Name |
|---|---|
| Address | 545 LABRADOR DR, BOWLING GREEN, KY 42101-5566 |
| Document Number | 0001983541 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 1983541 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN KY |
| Recording Date | Sep 3, 2021 |
| Property Address | 545 LABRADOR DR, BOWLING GREEN, KY 42101-5566 |
| Document Number | 00D1240/80 |
| Book / Page | D1240 / 80 |
| Map Reference | MB 44 PG 315-317 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 1914672 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $741.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 FAIRVIEW AVE STE 201, 201, BOWLING GREEN, KY 42103-1695 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2638, BOWLING GREEN, KY 42102-7638 |
| Document Number | 0001914673 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 1914673 |
| Name | BANK OF EDMONSON COUNTY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Sep 1, 2023 |
The 2025 property tax bill for 545 Labrador Dr was $2,155.
Source: Warren County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Warren County |
| Unified School District | Warren County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,155.00 | $236,700 | $236,700 |
| 2023 | $1,543.00 | $161,500 | $161,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Labrador Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 545 Labrador Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| North Central Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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