545 Kearsarge Ct, Alta, CA 95701 Property Records

Placer County property record for 545 Kearsarge Ct, Alta, CA 95701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,010 sqft · built 2020
Lot Size	9.5 acres (413,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Dec 2025)
Tax Bill	$4,668 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062-530-010-000`

Property Details

APN / Parcel Number

Primary APN	`062-530-010-000`
Alternative APNs	`062251036000` `062-530-010`

Interior

Bedrooms	3 Beds
Building Area	2,010 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Lot Area	413,820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	062-530-010
Street Address	545 KEARSARGE CT
City	ALTA
State	CA
Zip	95701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RFBX
Legal Description	9.5 AC PAR B PMOR 14 120
Legal Subdivision	PARCEL MAP NO 72767
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	1
Census Block	1059
Census Tract	22013

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 KEARSARGE CT, ALTA, CA 95701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Sep 9, 2024	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Dec 19, 2025	Grant Deed, Transfer · Conventional Mortgage SECURE CHOICE LENDING
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 26, 2019	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	202571428
Prior Transfer Date	Mar 12, 2012
Prior Transfer Doc	0000022191
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	545 KEARSARGE CT, ALTA, CA 95701
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1233, ALTA, CA 95701-1233

Mortgage

Document Number	0000150993
Date	Dec 14, 2021
Instrument	2021-0150993

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	545 KEARSARGE CT, ALTA, CA 95701
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1233, ALTA, CA 95701-1233

Mortgage

Document Number	0000047873
Date	Sep 9, 2024
Instrument	2024-0047873

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 19, 2025
Property Address	545 KEARSARGE CT, ALTA, CA 95701
Document Number	0000071428
Map Reference	MB 14 PG 120
Instrument Date	Dec 11, 2025
Instrument	2025-0071428
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	545 KEARSARGE CT, ALTA, CA 95701

Mortgage

Document Number	0000071429
Date	Dec 19, 2025
Instrument	2025-0071429

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	545 KEARSARGE CT, ALTA, CA 95701
Transaction Type	Mortgage
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE OF PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 42, GOLD RUN, CA 95717-0042

Mortgage

Document Number	0000117356
Date	Oct 19, 2020
Instrument	2020-0117356

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 26, 2019
Property Address	545 KEARSARGE CT, ALTA, CA 95701
Document Number	0000105147
Instrument Date	Dec 23, 2019
Instrument	105147
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$155.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 42 GOLD RUN CA 957170042, GOLD RUN, CA 95717-0042

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Alta-Dutch Flat Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$740,000 (+64.16%) Land $220,000 Building $520,000
2025	$4,668.00 (+3.87%)	$450,787 (+7.26%) Land $154,202 Building $296,585
2023	$4,494.00 (-1.17%)	$420,285 Land $143,800 Building $276,485
2022	$4,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.3% of the US · above 95% of California
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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