545 Karl Ct, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 545 Karl Ct, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,351 sqft · built 1991
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Company Names on Record
Last Sale	$700,000 (Oct 2019)
Tax Bill	$8,072 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091-295-015`

Property Details

APN / Parcel Number

Primary APN	`091-295-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,351 sqft Living Area
1st Floor Area	2,351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Lot Area	39,204 sqft (0.9 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	545 KARL CT
City	NIPOMO
State	CA
Zip	93444-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1475 LT 15
Legal Subdivision	TRACT 1475
Legal Tract	1475
Legal Block	3
Legal Lot Number	15
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3024
Census Tract	12404

Owner

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	545 KARL CT, NIPOMO, CA 93444-9457
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Intrafamily Transfer, Transfer
Dec 19, 2025	Intrafamily Transfer, Transfer
Oct 4, 2019	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 4, 2019	Grant Deed, Transfer · Conventional Mortgage COASTAL FUNDING SLC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2019 · Amount on Record
Deed Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	201942613
Prior Transfer Date	Apr 18, 2014
Prior Transfer Doc	0000015662
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 19, 2025
Property Address	545 KARL CT, NIPOMO, CA 93444-9457
Document Number	0000039178
Map Reference	MB 15 PG 19
Instrument Date	Dec 16, 2025
Instrument	2025039178
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	545 KARL CT, NIPOMO, CA 93444-9457

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 19, 2025
Property Address	545 KARL CT, NIPOMO, CA 93444-9457
Document Number	0000039177
Map Reference	MB 15 PG 19
Instrument Date	Dec 16, 2025
Instrument	2025039177
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	545 KARL CT, NIPOMO, CA 93444-9457

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 4, 2019
Property Address	545 KARL CT, NIPOMO, CA 93444-9457
Document Number	0000042612
Instrument Date	Sep 11, 2019
Instrument	42612
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	545 KARL CT NIPOMO CA 934449457, NIPOMO, CA 93444-9457

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 4, 2019
Property Address	545 KARL CT, NIPOMO, CA 93444-9457
Document Number	0000042613
Map Reference	MB 3452 PG 720
Instrument Date	Sep 5, 2019
Instrument	2019042613
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000042614
Date	Oct 4, 2019
Instrument	2019042614

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$780,858 (+2%) Land $362,541 Building $418,317
2025	$8,072.00 (+3.47%) Homeowner's exemption	$765,548 (+4.04%) Land $355,433 Building $410,115
2024	$7,801.00 (+1.18%)
2023	$7,710.00 (+1.55%) Homeowner's exemption	$735,823 Land $341,632 Building $394,191
2022	$7,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Peak WiFi, Ranch Wifi.

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