545 K St, Merced, CA 95341 Property Records

Merced County property record for 545 K St, Merced, CA 95341

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1 ba · 1,872 sqft · built 1979
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2020)
Tax Bill	$2,729 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`032-231-019-000`

Property Details

APN / Parcel Number

Primary APN	`032-231-019-000`
Alternative APN	`032231019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,872 sqft Total Area

Exterior

Year Built	Built 1979
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032231019
Street Address	545 K ST
City	MERCED
State	CA
Zip	95341-6033
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	PARCEL B PM 26-36 SEC 25/7/13
Legal Range	13
Legal Township	07
Legal Section	25
Legal Subdivision	GOLDEN STATE ADD
Legal Lot Number	15
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2018
Census Tract	1601

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3346 LAGOON AVE, ATWATER, CA 95301-4721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 23, 2017	Grant Deed, Transfer · Commercial Mortgage CITIBANK NA
Jun 23, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2020028947
Record Updated	Jun 8, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 21, 2020
Property Address	545 K ST, MERCED, CA 95341-6033
Document Number	0000028947
Map Reference	MB 26 PG 36
Instrument Date	Aug 17, 2020
Instrument	2020028947
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3346 LAGOON AVE, ATWATER, CA 95301-4721

Mortgage

Document Number	0000028948
Date	Aug 21, 2020
Instrument	2020028948

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 23, 2017
Property Address	545 K ST, MERCED, CA 95341-6033
Document Number	0000020036
Map Reference	MB 26 PG 36
Instrument Date	Jun 14, 2017
Instrument	2017-020036
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5655 KETTLE ROCK DR, ATWATER, CA 95301-8035

Mortgage

Document Number	0000020037
Date	Jun 23, 2017
Instrument	2017-020037

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jun 23, 2017
Property Address	545 K ST, MERCED, CA 95341-6033
Document Number	0000020035
Instrument Date	Jun 14, 2017
Instrument	20035
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 253 ATWATER CA 953010253, ATWATER, CA 95301-0253

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,729.00 (+7.19%)	$243,945 (+4.03%) Land $64,945 Building $179,000
2023	$2,546.00 (+1.35%)	$234,490 Land $62,424 Building $172,066
2022	$2,512.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2006–2012)
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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