545 Jessica Way, Covington, LA 70435 Property Records

St. Tammany Parish property record for 545 Jessica Way, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	1,580 sqft · built 2013
Lot Size	0.179 acres (7,803 sqft)
Owner	2 Company Names on File
Last Sale	$232,500 (Oct 2022)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2022 Sale + 1 more
APN	`107-808-3193`

Property Details

APN / Parcel Number

Primary APN	`107-808-3193`
Alternative APN	`33236`

Interior

Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	7,803 sqft (0.179 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	545 JESSICA WAY
City	COVINGTON
State	LA
Zip	70435-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENN MILL LAKES LT327 PH2C
Legal Subdivision	PENN MILL LAKES
Legal Phase	2C
Legal Lot Number	327
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1017
Census Tract	40204

Owner

545 Jessica Way is owned by a company that acquired it in September 2024 and is owner-occupied.

Source: St. Tammany Parish records, as of September 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	545 JESSICA WAY, COVINGTON, LA 70435-2512
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 24, 2022	Cash Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU
Aug 4, 2020	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on File
Deed Sale	Oct 24, 2022 · Amount on File
Prior Sale	Aug 4, 2020 · Amount on File
Deed Document Number	20222350817
Last Transfer Date	Sep 26, 2024
Transfer Doc	0002425744
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 11, 2026
Property Address	545 JESSICA WAY, COVINGTON, LA 70435-2512
Document Number	0002502980
Instrument Date	Aug 11, 2026
Instrument	20262502980
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	545 JESSICA WAY, COVINGTON, LA 70435-2512

October 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 24, 2022
Property Address	545 JESSICA WAY, COVINGTON, LA 70435-2512
Document Number	0002350817
Map Reference	MAP 4437
Instrument Date	Oct 21, 2022
Instrument	2350817
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 JESSICA WAY, COVINGTON, LA 70435-2512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2244 AMERICA ST, MANDEVILLE, LA 70448-3604

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 4, 2020
Property Address	545 JESSICA WAY, COVINGTON, LA 70435-2512
Document Number	0002218889
Map Reference	DOC 2025353
Instrument Date	Jul 31, 2020
Instrument	2218889
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	BAYOU TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5445 PROVINE PL, ALEXANDRIA, LA 71303-3700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 JESSICA WAY, COVINGTON, LA 70435-2512

Mortgage

Document Number	0002218892
Date	Aug 4, 2020
Instrument	2218892

Lender

Name	CARRINGTON MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 545 Jessica Way was $1,392 with a homeowner's exemption, down 3.8% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,392.00 (-3.8%) Homeowner's exemption	$16,159 (-) Land $2,500 Building $13,659	$161,586 (-) Land $25,000 Building $136,586
2024	$1,447.00 (-6.52%) Homeowner's exemption	$16,159 (-) Land $2,500 Building $13,659	$161,586 (-) Land $25,000 Building $136,586
2023	$1,548.00 (+37.48%) Homeowner's exemption	$16,159 (-2.21%) Land $2,500 Building $13,659	$161,586 (-2.21%) Land $25,000 Building $136,586
2022	$1,126.00 Homeowner's exemption	$16,524 Land $2,500 Building $14,024	$165,240 Land $25,000 Building $140,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 545 Jessica Way; there have been 15 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 403 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	403 in force
Nearby Flood Claims	15 (2016–2024)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Francine, Sep 2024 · 2 claims Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Mar 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Jessica Way is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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