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545 Jay Ct, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 545 Jay Ct, Nipomo, CA 93444 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1998
Square Footage1,286 sqft Living Area
Lot Size2,340 sqft (0.054 acres)
OccupancyOwner Occupied
Last Sale$129,500 (1998)
Tax Bill$2,085.00 (2025)

Property Details

APN / Parcel Number

Primary APN092-384-004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,286 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeWood Construction
Lot Area2,340 sqft (0.054 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address545 JAY CT
CityNIPOMO
StateCA
Zip93444-5612
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTR 1813 LT 17
Legal SubdivisionTRACT NO 1813
Legal Tract1813
Legal Block2
Legal Lot Number17
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionARROYO GRANDE
Census Blockgroup2
Census Block2014
Census Tract12404

Owner

Source: San Luis Obispo County records · APN 092-384-004

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address545 JAY CT, NIPOMO, CA 93444-5612
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANPAL LLC
Nov 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT EQUITY MORTGAGE LLC
Sep 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANPAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 17, 1998 · Amount on Record
Deed SaleJul 17, 1998 · Amount on Record
Deed Doc Number199844531
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address545 JAY CT, NIPOMO, CA 93444-5612
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 JAY CT, NIPOMO, CA 93444-5612

Mortgage

Document Number0000038141
DateMay 24, 2021
Instrument2021038141
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address545 JAY CT, NIPOMO, CA 93444-5612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054966
DateNov 30, 2017
Instrument2017054966
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 01, 2027

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address545 JAY CT, NIPOMO, CA 93444-5612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040005
DateSep 27, 2018
Instrument2018040005
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 20, 2048

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address545 JAY CT, NIPOMO, CA 93444-5612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008626
DateFeb 21, 2020
Instrument2020008626
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$207,053 (+2%) Land $79,941 Building $127,112
2025$2,085.00 (+4.77%) Homeowner's exemption$202,994 (+4.04%) Land $78,374 Building $124,620
2023$1,990.00 (+1.63%) Homeowner's exemption$195,114 Land $75,332 Building $119,782
2022$1,958.00

Flood & Wildfire

545 Jay Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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