St. Charles County property record for 545 Jackson St, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 4 ba · 2,608 sqft · built 1860 |
| Lot Size | 0.146 acres (6,368 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017600A000 |
| Primary APN | 017600A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 2,608 sqft |
| Basement Area | 260 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,368 sqft (0.146 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 141 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 017600A000 |
|---|---|
| Street Address | 545 JACKSON ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2667 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AF2 |
| Legal Description | PT CITY BLK 189 |
| Legal Subdivision | PART/CITY SQUARE 189 |
| Legal Block | 189 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 310501 |
545 Jackson St, a duplex, is owned by two individuals who acquired it in July 2021.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 330 S 6TH ST, SAINT CHARLES, MO 63301-2637 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Beneficiary Deed, Transfer |
| Jun 1, 2017 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 27, 2021 |
| Transfer Doc | 0000063155 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 28, 2021 |
| Property Address | 545 JACKSON ST, SAINT CHARLES, MO 63301-2667 |
| Document Number | 0000063155 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021R-063155 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 545 JACKSON ST, SAINT CHARLES, MO 63301-2667 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 545 JACKSON ST, SAINT CHARLES, MO 63301-2667 |
| Document Number | 0067550470 |
| Book / Page | 006755 / 000470 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 545 JACKSON ST ST CHARLES MO 633012667, ST CHARLES, MO 63301-2667 |
| Document Number | 0067550470 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 006755/000470 |
| Instrument | 345390 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 5, 2032 |
The 2025 property tax bill for 545 Jackson St was $2,542.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,440 (-) | $212,844 (-) Land $45,000 Building $167,844 | |
| 2025 | $2,542.00 | $40,440 | $212,844 Land $45,000 Building $167,844 |
| 2023 | $35,944 | ||
| 2022 | $189,181 Land $45,000 Building $144,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Jackson St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Jackson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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