545 J E H Rd, Lakeland, FL 33809 Property Records

Polk County property record for 545 J E H Rd, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,557 sqft · built 2006
Lot Size	5.59 acres (243,601 sqft)
Owner	Individual Name on File
Last Sale	$21,280 (Mar 2005)
Tax Bill	$310 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-26-01-000350-000110`

Property Details

APN / Parcel Number

Primary APN	`23-26-01-000350-000110`
Alternative APNs	`012623000350000110` `12623000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,557 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	2,557 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	243,601 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	644 sqft
Porch	Florida Room
Porch Area	503 sqft
Shed	1 Shed

Location & Zoning

Street Address	545 J E H RD
City	LAKELAND
State	FL
Zip	33809-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBSON ACRES PB 79 PG 36 LYING AND BEING IN A PORTION OF SECTIONS 1 & 12 T26 R23 LOT 11
Legal Range	23E
Legal Township	26S
Legal Section	01
Legal Subdivision	ROBSON ACRES
Legal Tract	350
Legal Block	1
Legal Lot Number	11
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12307

Owner

545 J E H Rd is owned and occupied by an individual who bought it in March 2005.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	545 J E H RD, LAKELAND, FL 33809-9754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2005 · Amount on File
Deed Sale	Mar 29, 2005 · Amount on File
Deed Document Number	200570049
Deed Book / Page	6139 / 1814
Prior Transfer Date	Nov 22, 2004
Prior Transfer Doc	0000070049
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	545 J E H RD, LAKELAND, FL 33809-9754
Document Number	0112230529
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	GOLDEN RULE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	546 J E H RD LAKELAND FL 33809, LAKELAND, FL 33809

Mortgage

Document Number	0112230529
Date	May 1, 2020
Book Page	011223/000529
Instrument	89873

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 545 J E H Rd was $310 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,890 (+2.7%)	$484,300 (+13.66%) Land $96,330 Building $387,970
2025	$310.00 Homeowner's exemption Veteran's exemption Widower's exemption	$71,947	$426,111 Land $57,327 Building $368,784
2023	$833.00 (+4.52%) Homeowner's exemption	$67,883 (+3%)	$447,928 (+10.16%) Land $55,326 Building $392,602
2022	$797.00 Homeowner's exemption	$65,906	$406,626 Land $56,318 Building $350,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 J E H Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 J E H Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000