Barnstable County and Eastham Town property record for 545 Higgins Rd, Eastham, MA 02642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 640 sqft · built 1960 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Nov 2022) |
| Tax Bill | $3,896 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | EAST M:0004 L:0500 |
| Primary APN | EAST M:0004 L:0500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 778 |
|---|---|
| Street Address | 545 HIGGINS RD |
| City | EASTHAM |
| State | MA |
| Zip | 02642-1472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Lot Number | 500 |
| Jurisdiction | EASTHAM MA |
| Township / Civil Division | EASTHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10306 |
Source: Barnstable County and Eastham Town records · APN EAST M:0004 L:0500
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 FOUNDERS RD, GLASTONBURY, CT 06033-3274 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK |
| Nov 18, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Sep 21, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 30, 2020 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2022 · Amount on Record |
| Deed Sale | Nov 18, 2022 · Amount on Record |
| Prior Sale | Nov 25, 2014 · Amount on Record |
| Deed Document Number | 202257211 |
| Deed Book / Page | 35494 / 178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EASTHAM MA |
| Recording Date | Apr 01, 2026 |
| Property Address | 545 HIGGINS RD, EASTHAM, MA 02642-1472 |
| Document Number | 037542-131 |
| Book / Page | 37542 / 131 |
| Instrument Date | Apr 01, 2026 |
| Instrument | 202612252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 545 HIGGINS RD, EASTHAM, MA 02642-1472 |
| Document Number | 0000012252, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 37542/131 |
| Instrument | 202612252 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Initial Type | Adjustable Rate |
| Type Change Date | Apr 01, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EASTHAM MA |
| Recording Date | Nov 18, 2022 |
| Property Address | 545 HIGGINS RD, EASTHAM, MA 02642 |
| Document Number | 035494-178 |
| Book / Page | 35494 / 178 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 57211 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 422 FOUNDERS RD, GLASTONBURY, CT 06033-3274 |
| Document Number | 0000057212 |
|---|---|
| Date | Nov 18, 2022 |
| Instrument | 57212 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Dec 01, 2032 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EASTHAM MA |
| Recording Date | Sep 21, 2021 |
| Property Address | 545 HIGGINS RD, EASTHAM, MA 02642 |
| Document Number | 34493-321 |
| Book / Page | 34493 / 321 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 61867 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 825 E 4TH ST APT 7, 7, SOUTH BOSTON, MA 02127-3287 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EASTHAM MA |
| Property Address | 545 HIGGINS RD, EASTHAM, MA 02642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33082-108 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 33082/108 |
| Instrument | 35492 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EASTHAM MA |
| Property Address | 545 HIGGINS RD, EASTHAM, MA 02642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33625-261 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 33625/261 |
| Instrument | 74776 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Barnstable County and Eastham Town records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Eastham Town |
| Elementary School District | Eastham School District (PK - 05) |
| Secondary School District | Nauset School District (06 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,896.00 (+13.29%) | $505,300 (+3%) Land $353,200 Building $152,100 | $750,785 |
| 2024 | $3,439.00 (+13.16%) | $490,600 (+16.87%) Land $342,900 Building $147,700 | |
| 2023 | $3,039.00 | $419,800 Land $296,400 Building $123,400 |
Source: FEMA National Flood Hazard Layer as of October 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1982–2017) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 232 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF EASTHAM serves 6,199 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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