Cabarrus County property record for 545 Hermitage Dr SE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,402 sqft · built 2012 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (May 2012) |
| Tax Bill | $5,241 (2023) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5630 44 9696 |
| Primary APN | 5630 44 9696 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 3,402 sqft Living Area |
| Gross Area | 4,752 sqft |
| 1st Floor Area | 2,573 sqft |
| Upper Floors Area | 829 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Width | 249 ft Width |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 302 sqft |
| Deck Area | 304 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 85192 |
|---|---|
| Street Address | 545 HERMITAGE DR SE |
| City | CONCORD |
| State | NC |
| Zip | 28025-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | P/O LTS 3 4 5 WINECOFF HILLS |
| Legal Subdivision | R BROWN MCALLISTER SCHOOL |
| Legal Lot Number | 3-5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 42202 |
Source: Cabarrus County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 HERMITAGE DR SE, CONCORD, NC 28025-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2012 · Amount on Record |
| Deed Sale | May 1, 2012 · Amount on Record |
| Deed Book / Page | 9982 / 31 |
| Prior Transfer Date | Apr 30, 2012 |
| Prior Transfer Doc | 0000998226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 545 HERMITAGE DR SE, CONCORD, NC 28025-3701 |
| Document Number | 1387168 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 545 HERMITAGE DR SE CONCORD NC 280253701, CONCORD, NC 28025-3701 |
| Document Number | 1387168 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 013871/000068 |
| Instrument | 33504 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601,420 (+2.09%) Land $70,550 Building $530,870 | ||
| 2025 | $589,130 (+35.8%) Land $70,550 Building $518,580 | ||
| 2024 | $601,420 (+38.64%) Land $70,550 Building $530,870 | ||
| 2023 | $5,241.00 | $433,810 Land $46,750 Building $387,060 | $433,810 Land $46,750 Building $387,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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