545 Helena St, Georgetown, SC 29440 Property Records

Georgetown County property record for 545 Helena St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,459 sqft · built 2018
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$22,000 (Apr 2002)
Tax Bill	$2,668 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Dec 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0500550030.06.00`

Property Details

APN / Parcel Number

Primary APN	`0500550030.06.00`
Alternative APNs	`05-0055-030-06-00` `24676`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,459 sqft Living Area
1st Floor Area	2,171 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	652 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	24676
Old Parcel Number	0500550030.06.00
Street Address	545 HELENA ST
City	GEORGETOWN
State	SC
Zip	29440-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6
Legal Subdivision	BERRY HUTTO & CRAYTON SUB
Legal Lot Number	6
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1043
Census Tract	920701

Owner

545 Helena St is owned and occupied by two individuals who bought it in April 2002.

Source: Georgetown County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 HELENA ST, GEORGETOWN, SC 29440-4406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit SERVION INC
Dec 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage GEORGETOWN KRAFT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2002 · Amount on File
Deed Sale	Apr 17, 2002 · Amount on File
Deed Document Number	0001264264
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	545 HELENA ST, GEORGETOWN, SC 29440-4406
Document Number	3435/0268
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	545 HELENA ST GEORGETOWN SC 29440, GEORGETOWN, SC 29440

Mortgage

Document Number	3435/0268
Date	Feb 4, 2019
Book Page	003435/000268
Instrument	994

Lender

Name	SERVION INC
Address	NEW BRIGHTON, MN 55112

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Adjustable Rate

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 15, 2017
Property Address	545 HELENA ST, GEORGETOWN, SC 29440-4406
Book / Page	003178 / 000025
Instrument Date	Dec 15, 2017
Instrument	12597
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3178/0025
Date	Dec 15, 2017
Book Page	003178/000025
Instrument	12597

Lender

Name	GEORGETOWN KRAFT CU
Type	Credit Union
Address	GEORGETOWN, SC 29440

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 14, 2018

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 545 Helena St was $2,668.

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,668.00	$11,551 Land $900 Building $10,651	$385,100 Land $30,000 Building $355,100
2023	$2,329.00 (+9.39%)	$10,040 (-) Land $1,020 Building $9,020	$251,100 (-) Land $25,600 Building $225,500
2022	$2,129.00	$10,040 Land $1,020 Building $9,020	$251,100 Land $25,600 Building $225,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 545 Helena St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 units insured incl. 68 condo units
Nearby Flood Claims	8 (1996–2023)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Helena St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 88% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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