545 Harvard Ave, Hillside, NJ 07205 Property Records

Union County and Hillside Township property record for 545 Harvard Ave, Hillside, NJ 07205

Property Summary

Property TypeSingle Family Home
Details1,393 sqft · built 1936
Lot Size0.064 acres (2,801 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Mar 2015)
Tax Bill$9,940 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN07-00807-0000-00038

Property Details

APN / Parcel Number

Primary APN07-00807-0000-00038
Alternative APNs
  • 070080700038
  • 00261600

Interior

Stories1 Story
Building Area1,393 sqft Living Area

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleColonial
Construction TypeFrame
Lot Area2,801 sqft (0.064 acres)
Lot Dimensions80 ft deep x 35 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number00261600
Street Address545 HARVARD AVE
CityHILLSIDE
StateNJ
Zip07205-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal SubdivisionWEST LYONS FARMS #2
Legal Block807
Legal Lot Number38
JurisdictionUNION NJ
Township / Civil DivisionHILLSIDE
Census Block Group2
Census Block2031
Census Tract32402

Owner

Source: Union County and Hillside Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address545 HARVARD AVE, HILLSIDE, NJ 07205-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOWER LLC
Oct 13, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 1, 2022Deed of Trust, Mortgage · FHA Mortgage
NORTHPOINTE BANK
Mar 27, 2017Quit Claim Deed, Mortgage · FHA Mortgage
SUN WEST MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2015 · Amount on Record
Deed SaleMar 4, 2015 · Amount on Record
Deed Document Number2015259126
Deed Book / Page6046 / 857
Last Transfer DateJul 2, 2016
Transfer Doc0000284715
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address545 HARVARD AVE, HILLSIDE, NJ 07205-1928
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyMEYMAX TITLE AGENCY/OH LLC, MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150792001
DateOct 14, 2021
Book Page15079/2001
Instrument22892
Lender
NameLOWER LLC
TypeMortgage Company
AddressCOLUMBIA, MD 21046
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address545 HARVARD AVE, HILLSIDE, NJ 07205-1928
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147872835
DateOct 13, 2020
Book Page14787/2835
Instrument700847
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address545 HARVARD AVE, HILLSIDE, NJ 07205-1928
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151732822
DateMar 1, 2022
Book Page15173/2822
Instrument33004
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

March 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionUNION NJ
Recording DateMar 27, 2017
Property Address545 HARVARD AVE, HILLSIDE, NJ 07205-1928
Document Number0061792020
Book / Page006179 / 002020
Instrument DateJul 2, 2016
Instrument284715
Transaction TypeMortgage
Record UpdatedNov 30, 2017
Title CompanyDOCUMENT PROCESSING SOLUTIONS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 HARVARD AVE HILLSIDE NJ 072051928, HILLSIDE, NJ 07205-1928

Mortgage

Document Number141232011
DateMar 27, 2017
Book Page014123/002011
Instrument625231
Lender
NameSUN WEST MTG
TypeMortgage Company
AddressCERRITOS, CA 90703-5401
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2047

Tax Assessment & Valuation

Source: Union County and Hillside Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionHillside Township
Unified School DistrictHillside Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111,700 (-) Land $43,200 Building $68,500$111,700 (-) Land $43,200 Building $68,500
2025$9,940.00 (+7.82%)$111,700 (-) Land $43,200 Building $68,500$111,700 (-) Land $43,200 Building $68,500
2024$9,219.00 (+3.97%)
2023$111,700 Land $43,200 Building $68,500$111,700 Land $43,200 Building $68,500
2022$8,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1995–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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