545 Hall St, Ionia, MI 48846 Property Records

Ionia County property record for 545 Hall St, Ionia, MI 48846

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,184 sqft · built 1920
Lot Size	0.313 acres (13,634 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Jul 2018)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20213000003500`

Property Details

APN / Parcel Number

Primary APN	`20213000003500`
Alternative APN	`34-202-130-000-035-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	628 sqft
Unfinished Basement	628 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,634 sqft (0.313 acres)
Lot Dimensions	175 ft deep x 78 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	545 HALL ST
City	IONIA
State	MI
Zip	48846-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	CITY OF IONIA SMITHS ADDITION LOT 13 OF E. J. SMITHS ADD, ALSO 2RDS IN WIDTH NEXT S OF & ADJOINING SD LOT 13 & TO EXTEND THE ENTIRE LENGTH, PART OF SW 1/4 OF SW 1/2 SEC 18-7-6 1995 MAHTEW GAST NEW SIDING $3000 TCV
Legal Range	06
Legal Township	07
Legal Section	18
Legal Subdivision	CITY OF IONIA SMITHS ADD
Legal Lot Number	13
Jurisdiction	IONIA MI
Township / Civil Division	IONIA
Census Block Group	2
Census Block	2035
Census Tract	31600

Owner

545 Hall St is owned and occupied by two individuals who acquired it in September 2018.

Source: Ionia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	545 HALL ST, IONIA, MI 48846-1109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage AMERIFIRST FINANCIAL
Aug 7, 2018	Deed of Trust, Mortgage NEW BEGINNINGS CONSTR
Oct 1, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Apr 1, 2005 · Amount on File
Deed Book / Page	651 / 916
Last Transfer Date	Sep 17, 2018
Transfer Doc	652/203
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	545 HALL ST, IONIA, MI 48846-1109
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000652/0000000205
Date	Oct 1, 2018
Book Page	0000000652/0000000205

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IONIA MI
Property Address	545 HALL ST, IONIA, MI 48846-1109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000651/0000003737
Date	Aug 7, 2018
Book Page	0000000651/0000003737

Lender

Name	NEW BEGINNINGS CONSTR

Agreement

Amount	Amount on Record

Interest

Rate	5%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IONIA MI
Recording Date	Oct 1, 2018
Property Address	545 HALL ST, IONIA, MI 48846-1109
Document Number	652/203
Book / Page	652 / 203
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 HALL ST, IONIA, MI 48846-1109

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IONIA MI
Recording Date	Jul 16, 2018
Property Address	545 HALL ST, IONIA, MI 48846-1109
Document Number	651/916
Book / Page	651 / 916
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 36TH ST SW, GRANDVILLE, MI 49418-2653

Tax Assessment & Valuation

The 2025 property tax bill for 545 Hall St was $3,048 with a homeowner's exemption, up 3% from the year before.

Source: Ionia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ionia County
Municipality	Ionia City
Unified School District	Ionia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,800 (+11.48%) Land $15,700 Building $93,100	$217,600 (+11.48%) Land $31,400 Building $186,200
2025	$3,048.00 (+2.97%) Homeowner's exemption	$97,600 Land $14,700 Building $82,900	$195,200 Land $29,400 Building $165,800
2024	$2,960.00
2023		$85,000 Land $10,800 Building $74,200	$170,000 Land $21,600 Building $148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Hall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Hall St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IONIA serves 11,708 people · EPA ID MI0003370
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Point Broadband.

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