San Diego County property record for 545 Granite View Ln, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,512 sqft · built 1977 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Mar 2016) |
| Tax Bill | $6,204 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Second Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 586-281-08-00 |
| Primary APN | 586-281-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 545 GRANITE VIEW LN |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-6307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 62 TR 008225 |
| Legal Subdivision | BONITA GRANDE |
| Legal Tract | 008225 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3214 |
Source: San Diego County records · APN 586-281-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPEC HOME LOANS |
| Sep 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage ANCHOR FUNDING INC |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC |
| Nov 30, 2020 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI SPEC HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2016 · Amount on Record |
| Deed Sale | Mar 04, 2016 · Amount on Record |
| Deed Document Number | 201697616 |
| Prior Transfer Date | Nov 18, 2015 |
| Prior Transfer Doc | 0000097615 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 23, 2026 |
| Property Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Document Number | 0000211283 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026211283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Investor | Possibly a Property Investor |
| Document Number | 0000211283, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026211283 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000216378 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023-0216378 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | CLEARMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Document Number | 0000510775 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-0510775 |
| Name | SPEC HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | LA VERNE, CA 91750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WESTERN RESOURCES TITLE COMP |
| Name | Verified Name |
|---|
| Document Number | 0000373988 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 2018-0373988 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000275670 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-0275670 |
| Name | PRIME CHOICE FUNDING INC |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Document Number | 0000760928 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0760928 |
| Name | CALIFORNIA CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, CA 91209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 545 GRANITE VIEW LN, SPRING VALLEY, CA 91977-6307 |
| Document Number | 0000555174 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 545 GRANITE VIEW LN SPRING VALLEY CA 919776307, SPRING VALLEY, CA 91977-6307 |
| Document Number | 0000555174 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 555174 |
| Name | SPEC HM LOANS |
|---|---|
| Address | LA VERNE, CA 91750 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | San Diego City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $446,754 (+2%) Land $139,863 Building $306,891 | |
| 2025 | $6,204.00 (+7.75%) | $437,995 (+4.04%) Land $137,121 Building $300,874 |
| 2023 | $5,758.00 (+2.99%) | $420,990 Land $131,798 Building $289,192 |
| 2022 | $5,591.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 709 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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