545 Gates St, Aurora, IL 60505 Property Records

Kane County property record for 545 Gates St, Aurora, IL 60505 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1923
Square Footage704 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$118,000 (2011)
Tax Bill$2,781.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-27-428-030

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area704 sqft Living Area
Gross Area2,110 sqft Gross Area
1st Floor704 sqft 1st Floor
Basement Area704 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,534 sqft (0.15 acres)
Depth X Width132 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address545 GATES ST
CityAURORA
StateIL
Zip60505-4831
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGATES RESUB : LOT 20 BLK 12
Legal SubdivisionGATES RESUB
Legal Block12
Legal Lot Number20
JurisdictionKANE IL
Minor Civil DivisionAURORA
Census Blockgroup2
Census Block2000
Census Tract854301

Owner

Source: Kane County records · APN 15-27-428-030

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address545 GATES ST, AURORA, IL 60505-4831
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
BMO HARRIS BK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2011 · Amount on Record
Deed SaleJan 21, 2011 · Amount on Record
Prior SaleJun 25, 2010 · Amount on Record
Deed Doc Number20115917
Prior Transfer DateNov 06, 2003
Prior Transfer Doc0000221332
Record RefreshedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address545 GATES ST, AURORA, IL 60505-4831
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030803
DateJun 28, 2018
Instrument2018K030803
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address545 GATES ST, AURORA, IL 60505-4831
Document Number0000080671
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 GATES ST AURORA IL 605054831, AURORA, IL 60505-4831

Mortgage

Document Number0000080671
DateDec 23, 2020
Instrument80671
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 22, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,781.00 (+15.49%) Homeowner's exemption
2024$46,240 (+22.66%) Land $6,388 Building $39,852$138,776 (+22.71%) Land $19,172 Building $119,604
2022$2,408.00 (+2.51%) Homeowner's exemption$37,697 (+7.41%) Land $5,208 Building $32,489$113,091 (+7.41%) Land $15,624 Building $97,467
2021$2,349.00 Homeowner's exemption$35,097 Land $4,849 Building $30,248$105,291 Land $14,547 Building $90,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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