Charlotte County property record for 545 Gaspar Dr, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,276 sqft · built 1976 |
| Lot Size | 0.666 acres (29,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Nov 2003) |
| Tax Bill | $12,754 (2025) |
| Deeds & Mortgages | May 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 422002380004 |
| Primary APN | 422002380004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,276 sqft Living Area |
| Gross Area | 4,498 sqft |
| 1st Floor Area | 3,276 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,001 sqft (0.666 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 992 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 3,722 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Raised Porch |
| Porch Area | 230 sqft |
| Loading Dock | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00768110000009 |
|---|---|
| Street Address | 545 GASPAR DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | CAPE HAZE RESUB BLK U LT 18 483/186 490/485 1251/63 PRO95-109-GTL 1442/1605 1760/132 2351/1660 2351/1662 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 02 |
| Legal Subdivision | CAPE HAZE RESUB |
| Legal Tract | CHB |
| Legal Block | U |
| Legal Lot Number | 18 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30402 |
545 Gaspar Dr is owned by two individuals who acquired it in May 2026.
Source: Charlotte County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12570 4TH ST E, TREASURE ISLAND, FL 33706-4433 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2003 · Amount on File |
| Deed Sale | Nov 25, 2003 · Amount on File |
| Prior Sale | Nov 25, 2003 · Amount on File |
| Deed Book / Page | 2351 / 1662 |
| Last Transfer Date | May 9, 2026 |
| Transfer Doc | 0003642963 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 11, 2026 |
| Property Address | 545 GASPAR DR, PLACIDA, FL 33946-2227 |
| Document Number | 0003642963 |
| Instrument Date | May 9, 2026 |
| Instrument | 20263642963 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 12570 4TH ST E, TREASURE ISLAND, FL 33706-4433 |
The 2025 property tax bill for 545 Gaspar Dr was $12,754, up 10.9% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,754.00 (+10.92%) | $839,901 Land $420,750 Building $419,151 | $839,901 Land $420,750 Building $419,151 |
| 2024 | $11,498.00 (-9.56%) | ||
| 2023 | $12,714.00 (+9.75%) | $669,303 (-12.28%) | $699,652 (-8.3%) Land $495,000 Building $204,652 |
| 2022 | $11,584.00 | $763,002 Land $420,750 Building $342,252 | $763,002 Land $420,750 Building $342,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 545 Gaspar Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 677 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,446 units insured incl. 769 condo units |
| Nearby Flood Claims | 679 (1982–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 545 Gaspar Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
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