Middlesex County and Reading Town property record for 545 Franklin St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1949 |
| Lot Size | 0.345 acres (15,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $765,000 (Nov 2021) |
| Tax Bill | $9,973 (2026) |
| Deeds & Mortgages | Sep 2025 Transfer Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:038.0-0000-0094.0 |
| Primary APN | READ M:038.0-0000-0094.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 3,106 sqft |
| Basement Area | 804 sqft |
| Unfinished Basement | 804 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,011 sqft (0.345 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1520000000130 |
|---|---|
| Street Address | 545 FRANKLIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 FRANKLIN ST, READING, MA 01867-1224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Date | Document |
|---|---|
| Sep 19, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 2, 2021 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on Record |
| Deed Sale | Nov 2, 2021 · Amount on Record |
| Prior Sale | May 21, 2001 · Amount on Record |
| Deed Document Number | 2021240138 |
| Deed Book / Page | 79054 / 491 |
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 084634-311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 19, 2025 |
| Property Address | 545 FRANKLIN ST, READING, MA 01867-1224 |
| Document Number | 084634-311 |
| Book / Page | 84634 / 311 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 113850 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 545 FRANKLIN ST, READING, MA 01867-1224 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 2, 2021 |
| Property Address | 545 FRANKLIN ST, READING, MA 01867-1224 |
| Document Number | 79054-491 |
| Book / Page | 79054 / 491 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 240138 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 LOUANIS DR, READING, MA 01867-3777 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,973.00 (+3.52%) | $909,900 (+7.58%) Land $509,100 Building $400,800 | $854,710 (-5.16%) |
| 2025 | $9,634.00 (+0.22%) | $845,800 (+3.12%) Land $473,200 Building $372,600 | $901,170 (+5.49%) |
| 2024 | $9,613.00 (+6.86%) | $820,200 (+14.79%) Land $458,900 Building $361,300 | $854,240 |
| 2023 | $8,996.00 | $714,500 Land $399,800 Building $314,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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