545 Fox Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 545 Fox Ln, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,803 sqft · built 1998
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$575,000 (Jul 2021)
Tax Bill$7,511 (2024)
Deeds & MortgagesFeb 2023 Line of Credit
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-14-404-031.000-015

Property Details

APN / Parcel Number

Primary APN29-09-14-404-031.000-015
Alternative APNs
  • 290914404031000029
  • 0809140404031000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area4,803 sqft Living Area
1st Floor Area1,635 sqft
2nd Floor Area1,364 sqft
AtticAttic
Attic Area504 sqft
Basement Area1,635 sqft
Finished Basement1,300 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Roof MaterialAsphalt
Lot Area16,117 sqft (0.369 acres)
Lot Dimensions160 ft deep x 100 ft wide
Garage TypeAttached
Garage Area770 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0809140404031000
Old Parcel Number290914404031000029
Street Address545 FOX LN
CityCARMEL
StateIN
Zip46032-5093
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .37, SECTION 14, TOWNSHIP 18, RANGE 3, VILLAGE FARMS, SECTION 15, LOT 657, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section14
Legal SubdivisionVILLAGE FARMS
Legal Block15
Legal Lot Number657
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2011
Census Tract110404

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address545 FOX LN, CARMEL, IN 46032-5093
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2023Deed of Trust, Mortgage · Line of Credit
ELEMENTS FINANCIAL FCU
Jul 7, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Deed Document Number2021049319
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address545 FOX LN, CARMEL, IN 46032-5093
Transaction TypeMortgage
Record UpdatedMar 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004279
DateFeb 10, 2023
Instrument2023004279
Lender
NameELEMENTS FINANCIAL FCU
TypeCredit Union
AddressINDIANAPOLIS, IN 46202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term294 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 7, 2021
Property Address545 FOX LN, CARMEL, IN 46032-5093
Document Number0000049319
Map ReferenceCAB 1 SL 777
Instrument DateJul 2, 2021
Instrument2021049319
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyMTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 FOX LN, CARMEL, IN 46032-5093

Mortgage

Document Number0000049320
DateJul 7, 2021
Instrument2021049320
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$687,700 (+8.2%) Land $105,100 Building $582,600$687,700 (+8.2%) Land $105,100 Building $582,600
2024$7,511.00 (+3.41%)
2023$7,263.00 (+2.61%) Homeowner's exemption$635,600 (+5.81%) Land $92,100 Building $543,500$635,600 (+5.81%) Land $92,100 Building $543,500
2022$7,078.00 Homeowner's exemption$600,700 Land $92,100 Building $508,600$600,700 Land $92,100 Building $508,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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