545 Elm St, Elko, NV 89801 Property Records

Elko County property record for 545 Elm St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,476 sqft · built 1948
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2026)
Tax Bill	$1,506 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2017 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-061-008`

Property Details

APN / Parcel Number

Primary APN	`001-061-008`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,476 sqft Living Area
Gross Area	4,436 sqft
1st Floor Area	1,640 sqft
Basement Area	1,156 sqft
Finished Basement	196 sqft
Unfinished Basement	960 sqft
Interior Walls	Concrete

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Driveway	Driveway
Driveway Area	480 sqft
Shed	1 Shed
Shed Area	64 sqft
Canopy	64 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	545 ELM ST
City	ELKO
State	NV
Zip	89801-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	117
Legal Lot Number	17-19
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1043
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1085 IDAHO ST, ELKO, NV 89801-3920
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage RESIDENTIAL LENDING
Jun 30, 2017	Quit Claim Deed, Transfer STEWART TITLE
Jun 30, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage VALLEY WEST MORTGAGE
Jun 30, 2017	Quit Claim Deed, Transfer STEWART TITLE
May 2, 2024	Re-recorded Document STEWART TITLE ELKO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Aug 1, 2025 · Amount on Record
Deed Document Number	2026869397
Prior Transfer Date	Jun 24, 2011
Prior Transfer Doc	0000641770
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 10, 2026
Property Address	545 ELM ST, ELKO, NV 89801-3251
Document Number	0000869397
Instrument Date	Sep 1, 2026
Instrument	2026869397
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149,682.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1085 IDAHO ST, ELKO, NV 89801-3920

Mortgage

Document Number	0000869398,
Date	Sep 10, 2026
Instrument	2026869398

Lender

Name	RESIDENTIAL LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2017
Property Address	545 ELM ST, ELKO, NV 89801-3251
Document Number	0000727700
Instrument Date	Jun 9, 2017
Instrument	727700
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2451 N RAINBOW BLVD #2131 LAS VEGAS NV 891084513, 2131, LAS VEGAS, NV 89108-4513

June 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2017
Property Address	545 ELM ST, ELKO, NV 89801-3251
Document Number	0000727699
Instrument Date	May 10, 2017
Instrument	727699
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31340 CALLE JOYA, 31340, BONSALL, CA 92003-6525

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2451 N RAINBOW BLVD UNIT 2131, 2131, LAS VEGAS, NV 89108-4513

Mortgage

Document Number	0000727702
Date	Jun 30, 2017
Instrument	727702

Lender

Name	VALLEY WEST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2017
Property Address	545 ELM ST, ELKO, NV 89801-3251
Document Number	0000727701
Instrument Date	May 5, 2017
Instrument	727701
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

May 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ELKO NV
Recording Date	May 2, 2024
Property Address	545 ELM ST, ELKO, NV 89801-3251
Document Number	0000836068
Instrument Date	May 5, 2017
Instrument	836068
Record Updated	May 20, 2024
Title Company	STEWART TITLE ELKO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9762 S TWEED RD, SOUTH JORDAN, UT 84009-9737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 N RAINBOW BLVD UNIT 2131, 2131, LAS VEGAS, NV 89108-4513

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,506.00 (+5.46%)	$50,151 (-0.33%) Land $19,950 Building $30,201	$143,289 (-0.33%) Land $57,000 Building $86,289
2025	$1,428.00 (+5.7%)	$50,315 (+45.17%) Land $19,950 Building $30,365	$143,757 (+45.17%) Land $57,000 Building $86,757
2024	$1,351.00 (+14.3%)
2023	$1,182.00 (+7.95%)	$34,659 (+16.05%) Land $6,930 Building $27,729	$99,026 (+16.05%) Land $19,800 Building $79,226
2022	$1,095.00	$29,865 Land $6,930 Building $22,935	$85,329 Land $19,800 Building $65,529

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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