545 Ellis Rd, Lumber Bridge, NC 28357 Property Records

Hoke County property record for 545 Ellis Rd, Lumber Bridge, NC 28357

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Sep 2025)
Tax Bill	$132 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Sep 2025 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`794630001199`

Property Details

APN / Parcel Number

Primary APN	`794630001199`
Alternative APN	`240598`

Exterior

Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	240598
Street Address	545 ELLIS RD
City	LUMBER BRIDGE
State	NC
Zip	28357-8948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 2 DL PAIT 2-75/4
Legal Township	07
Legal Section	94
Legal Subdivision	SURVEY FOR DAVID L PAIT JR
Legal Tract	2
Jurisdiction	HOKE NC
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1024
Census Tract	970401

Owner

Source: Hoke County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	222 S BETHEL RD, RAEFORD, NC 28376-3102
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK
Sep 29, 2025	Warranty Deed, Construction Loan · Construction Mortgage THE FIDELITY BANK
Jan 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	20256976
Deed Book / Page	1615 / 795
Prior Transfer Date	Jan 22, 2010
Prior Transfer Doc	00888/0822
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Recording Date	Apr 28, 2026
Property Address	545 ELLIS RD, LUMBER BRIDGE, NC 28357-8948
Document Number	0000003128
Book / Page	1656 / 235
Instrument Date	Apr 28, 2026
Instrument	20263128
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 S BETHEL RD, RAEFORD, NC 28376-3102

Mortgage

Document Number	0000003128,
Date	Apr 28, 2026
Book Page	1656/235
Instrument	20263128

Lender

Name	FIDELITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Sep 29, 2025
Property Address	545 ELLIS RD, LUMBER BRIDGE, NC 28357-8948
Document Number	001615/795
Book / Page	1615 / 795
Map Reference	SL 2-75 MAP 004
Instrument Date	Sep 26, 2025
Instrument	6976
Transaction Type	Construction Loan
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 E DONALDSON AVE, RAEFORD, NC 28376-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 S BETHEL RD, RAEFORD, NC 28376-3102

Mortgage

Document Number	0000006977
Date	Sep 29, 2025
Instrument	6977

Lender

Name	THE FIDELITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOKE NC
Recording Date	Jan 3, 2020
Property Address	545 ELLIS RD, LUMBER BRIDGE, NC 28357-8948
Document Number	01292/0423
Book / Page	1292 / 0423
Map Reference	SL 2-75 MAP 004
Instrument Date	Jan 3, 2020
Instrument	00063
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5301 CAMDEN RD, FAYETTEVILLE, NC 28306-8535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 ARABIA RD, RAEFORD, NC 28376-8962
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hoke County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$132.00	$15,950 (-) Land $15,950	$15,950 (-) Land $15,950
2023		$15,950 Land $15,950	$15,950 (-) Land $15,950
2022	$132.00		$15,950 Land $15,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2016–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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